LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,964
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,607
−HK$2,685/mo
Today · 4.125%
HK$90,292
baseline
▲ 0.50% · 4.625%
HK$95,786
+HK$5,494/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,584/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,522
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,057
−HK$2,571/mo
Today · 4.125%
HK$99,628
baseline
▲ 0.50% · 4.625%
HK$104,880
+HK$5,252/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,256/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,957
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$105,128
−HK$3,222/mo
Today · 4.125%
HK$108,350
baseline
▲ 0.50% · 4.625%
HK$114,943
+HK$6,593/mo
Deposit HK$14.90M · loan HK$22.36M · min. income ≈ HK$216,700/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,426
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,468
−HK$3,086/mo
Today · 4.125%
HK$119,554
baseline
▲ 0.50% · 4.625%
HK$125,856
+HK$6,302/mo
Deposit HK$14.90M · loan HK$22.36M · min. income ≈ HK$239,108/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,949
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,650
−HK$3,759/mo
Today · 4.125%
HK$126,409
baseline
▲ 0.50% · 4.625%
HK$134,100
+HK$7,691/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,818/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,330
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,879
−HK$3,601/mo
Today · 4.125%
HK$139,480
baseline
▲ 0.50% · 4.625%
HK$146,832
+HK$7,352/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,960/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,935
−HK$9,590/mo
▼ 0.25% · 3.875%
HK$157,692
−HK$4,833/mo
Today · 4.125%
HK$162,525
baseline
▲ 0.50% · 4.625%
HK$172,415
+HK$9,890/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$325,050/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,139
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$174,702
−HK$4,629/mo
Today · 4.125%
HK$179,331
baseline
▲ 0.50% · 4.625%
HK$188,784
+HK$9,453/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$358,662/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,580 · Scale 2, in force from 26 Feb 2026)