LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,966
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,609
−HK$2,685/mo
Today · 4.125%
HK$90,294
baseline
▲ 0.50% · 4.625%
HK$95,789
+HK$5,495/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,588/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,524
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,059
−HK$2,572/mo
Today · 4.125%
HK$99,631
baseline
▲ 0.50% · 4.625%
HK$104,883
+HK$5,252/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,262/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,960
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$105,131
−HK$3,222/mo
Today · 4.125%
HK$108,353
baseline
▲ 0.50% · 4.625%
HK$114,946
+HK$6,593/mo
Deposit HK$14.90M · loan HK$22.36M · min. income ≈ HK$216,706/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,429
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,471
−HK$3,086/mo
Today · 4.125%
HK$119,557
baseline
▲ 0.50% · 4.625%
HK$125,859
+HK$6,302/mo
Deposit HK$14.90M · loan HK$22.36M · min. income ≈ HK$239,114/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,953
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,653
−HK$3,759/mo
Today · 4.125%
HK$126,412
baseline
▲ 0.50% · 4.625%
HK$134,104
+HK$7,692/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,824/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,334
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$135,883
−HK$3,600/mo
Today · 4.125%
HK$139,483
baseline
▲ 0.50% · 4.625%
HK$146,836
+HK$7,353/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,966/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,939
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$157,697
−HK$4,833/mo
Today · 4.125%
HK$162,530
baseline
▲ 0.50% · 4.625%
HK$172,419
+HK$9,889/mo
Deposit HK$3.73M · loan HK$33.54M · min. income ≈ HK$325,060/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,143
−HK$9,193/mo
▼ 0.25% · 3.875%
HK$174,707
−HK$4,629/mo
Today · 4.125%
HK$179,336
baseline
▲ 0.50% · 4.625%
HK$188,789
+HK$9,453/mo
Deposit HK$3.73M · loan HK$33.54M · min. income ≈ HK$358,672/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,623 · Scale 2, in force from 26 Feb 2026)