LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,970
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,613
−HK$2,685/mo
Today · 4.125%
HK$90,298
baseline
▲ 0.50% · 4.625%
HK$95,793
+HK$5,495/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,596/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,528
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,064
−HK$2,571/mo
Today · 4.125%
HK$99,635
baseline
▲ 0.50% · 4.625%
HK$104,887
+HK$5,252/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,270/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,964
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,136
−HK$3,222/mo
Today · 4.125%
HK$108,358
baseline
▲ 0.50% · 4.625%
HK$114,951
+HK$6,593/mo
Deposit HK$14.91M · loan HK$22.36M · min. income ≈ HK$216,716/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,434
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,476
−HK$3,086/mo
Today · 4.125%
HK$119,562
baseline
▲ 0.50% · 4.625%
HK$125,865
+HK$6,303/mo
Deposit HK$14.91M · loan HK$22.36M · min. income ≈ HK$239,124/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,958
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,658
−HK$3,760/mo
Today · 4.125%
HK$126,418
baseline
▲ 0.50% · 4.625%
HK$134,110
+HK$7,692/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,836/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,340
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,889
−HK$3,601/mo
Today · 4.125%
HK$139,490
baseline
▲ 0.50% · 4.625%
HK$146,842
+HK$7,352/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,980/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,946
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$157,704
−HK$4,833/mo
Today · 4.125%
HK$162,537
baseline
▲ 0.50% · 4.625%
HK$172,427
+HK$9,890/mo
Deposit HK$3.73M · loan HK$33.54M · min. income ≈ HK$325,074/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,151
−HK$9,193/mo
▼ 0.25% · 3.875%
HK$174,714
−HK$4,630/mo
Today · 4.125%
HK$179,344
baseline
▲ 0.50% · 4.625%
HK$188,797
+HK$9,453/mo
Deposit HK$3.73M · loan HK$33.54M · min. income ≈ HK$358,688/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,694 · Scale 2, in force from 26 Feb 2026)