LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,973
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,616
−HK$2,685/mo
Today · 4.125%
HK$90,301
baseline
▲ 0.50% · 4.625%
HK$95,796
+HK$5,495/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,602/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,583,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,531
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,066
−HK$2,572/mo
Today · 4.125%
HK$99,638
baseline
▲ 0.50% · 4.625%
HK$104,890
+HK$5,252/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,276/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,583,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,967
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,139
−HK$3,222/mo
Today · 4.125%
HK$108,361
baseline
▲ 0.50% · 4.625%
HK$114,955
+HK$6,594/mo
Deposit HK$14.91M · loan HK$22.36M · min. income ≈ HK$216,722/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,437
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$116,480
−HK$3,086/mo
Today · 4.125%
HK$119,566
baseline
▲ 0.50% · 4.625%
HK$125,868
+HK$6,302/mo
Deposit HK$14.91M · loan HK$22.36M · min. income ≈ HK$239,132/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,962
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,662
−HK$3,759/mo
Today · 4.125%
HK$126,421
baseline
▲ 0.50% · 4.625%
HK$134,114
+HK$7,693/mo
Deposit HK$11.18M · loan HK$26.09M · min. income ≈ HK$252,842/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,343
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$135,893
−HK$3,601/mo
Today · 4.125%
HK$139,494
baseline
▲ 0.50% · 4.625%
HK$146,847
+HK$7,353/mo
Deposit HK$11.18M · loan HK$26.09M · min. income ≈ HK$278,988/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,951
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$157,708
−HK$4,834/mo
Today · 4.125%
HK$162,542
baseline
▲ 0.50% · 4.625%
HK$172,432
+HK$9,890/mo
Deposit HK$3.73M · loan HK$33.54M · min. income ≈ HK$325,084/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,156
−HK$9,193/mo
▼ 0.25% · 3.875%
HK$174,719
−HK$4,630/mo
Today · 4.125%
HK$179,349
baseline
▲ 0.50% · 4.625%
HK$188,803
+HK$9,454/mo
Deposit HK$3.73M · loan HK$33.54M · min. income ≈ HK$358,698/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,740 · Scale 2, in force from 26 Feb 2026)