LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,977
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,620
−HK$2,686/mo
Today · 4.125%
HK$90,306
baseline
▲ 0.50% · 4.625%
HK$95,801
+HK$5,495/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,612/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,583,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,536
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,072
−HK$2,572/mo
Today · 4.125%
HK$99,644
baseline
▲ 0.50% · 4.625%
HK$104,896
+HK$5,252/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,288/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,583,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,973
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,145
−HK$3,222/mo
Today · 4.125%
HK$108,367
baseline
▲ 0.50% · 4.625%
HK$114,961
+HK$6,594/mo
Deposit HK$14.91M · loan HK$22.36M · min. income ≈ HK$216,734/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,444
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$116,486
−HK$3,087/mo
Today · 4.125%
HK$119,573
baseline
▲ 0.50% · 4.625%
HK$125,875
+HK$6,302/mo
Deposit HK$14.91M · loan HK$22.36M · min. income ≈ HK$239,146/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,968
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,669
−HK$3,759/mo
Today · 4.125%
HK$126,428
baseline
▲ 0.50% · 4.625%
HK$134,121
+HK$7,693/mo
Deposit HK$11.18M · loan HK$26.09M · min. income ≈ HK$252,856/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,351
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,900
−HK$3,601/mo
Today · 4.125%
HK$139,501
baseline
▲ 0.50% · 4.625%
HK$146,855
+HK$7,354/mo
Deposit HK$11.18M · loan HK$26.09M · min. income ≈ HK$279,002/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,959
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$157,717
−HK$4,834/mo
Today · 4.125%
HK$162,551
baseline
▲ 0.50% · 4.625%
HK$172,442
+HK$9,891/mo
Deposit HK$3.73M · loan HK$33.54M · min. income ≈ HK$325,102/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,165
−HK$9,194/mo
▼ 0.25% · 3.875%
HK$174,729
−HK$4,630/mo
Today · 4.125%
HK$179,359
baseline
▲ 0.50% · 4.625%
HK$188,813
+HK$9,454/mo
Deposit HK$3.73M · loan HK$33.54M · min. income ≈ HK$358,718/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,828 · Scale 2, in force from 26 Feb 2026)