LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,006
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,650
−HK$2,686/mo
Today · 4.125%
HK$90,336
baseline
▲ 0.50% · 4.625%
HK$95,833
+HK$5,497/mo
Deposit HK$18.64M · loan HK$18.64M · min. income ≈ HK$180,672/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,584,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,568
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,104
−HK$2,573/mo
Today · 4.125%
HK$99,677
baseline
▲ 0.50% · 4.625%
HK$104,931
+HK$5,254/mo
Deposit HK$18.64M · loan HK$18.64M · min. income ≈ HK$199,354/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,584,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,007
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$105,180
−HK$3,224/mo
Today · 4.125%
HK$108,404
baseline
▲ 0.50% · 4.625%
HK$115,000
+HK$6,596/mo
Deposit HK$14.91M · loan HK$22.37M · min. income ≈ HK$216,808/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,584,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,482
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$116,525
−HK$3,088/mo
Today · 4.125%
HK$119,613
baseline
▲ 0.50% · 4.625%
HK$125,918
+HK$6,305/mo
Deposit HK$14.91M · loan HK$22.37M · min. income ≈ HK$239,226/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,584,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,008
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$122,710
−HK$3,761/mo
Today · 4.125%
HK$126,471
baseline
▲ 0.50% · 4.625%
HK$134,166
+HK$7,695/mo
Deposit HK$11.18M · loan HK$26.10M · min. income ≈ HK$252,942/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,584,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,395
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$135,946
−HK$3,602/mo
Today · 4.125%
HK$139,548
baseline
▲ 0.50% · 4.625%
HK$146,904
+HK$7,356/mo
Deposit HK$11.18M · loan HK$26.10M · min. income ≈ HK$279,096/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,584,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,010
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$157,770
−HK$4,835/mo
Today · 4.125%
HK$162,605
baseline
▲ 0.50% · 4.625%
HK$172,500
+HK$9,895/mo
Deposit HK$3.73M · loan HK$33.55M · min. income ≈ HK$325,210/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,584,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,222
−HK$9,197/mo
▼ 0.25% · 3.875%
HK$174,788
−HK$4,631/mo
Today · 4.125%
HK$179,419
baseline
▲ 0.50% · 4.625%
HK$188,876
+HK$9,457/mo
Deposit HK$3.73M · loan HK$33.55M · min. income ≈ HK$358,838/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,584,359 · Scale 2, in force from 26 Feb 2026)