LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,021
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,666
−HK$2,687/mo
Today · 4.125%
HK$90,353
baseline
▲ 0.50% · 4.625%
HK$95,851
+HK$5,498/mo
Deposit HK$18.64M · loan HK$18.64M · min. income ≈ HK$180,706/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,584,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,585
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,122
−HK$2,574/mo
Today · 4.125%
HK$99,696
baseline
▲ 0.50% · 4.625%
HK$104,951
+HK$5,255/mo
Deposit HK$18.64M · loan HK$18.64M · min. income ≈ HK$199,392/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,584,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,026
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$105,199
−HK$3,225/mo
Today · 4.125%
HK$108,424
baseline
▲ 0.50% · 4.625%
HK$115,021
+HK$6,597/mo
Deposit HK$14.91M · loan HK$22.37M · min. income ≈ HK$216,848/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,584,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,502
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$116,547
−HK$3,088/mo
Today · 4.125%
HK$119,635
baseline
▲ 0.50% · 4.625%
HK$125,941
+HK$6,306/mo
Deposit HK$14.91M · loan HK$22.37M · min. income ≈ HK$239,270/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,584,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,030
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$122,732
−HK$3,762/mo
Today · 4.125%
HK$126,494
baseline
▲ 0.50% · 4.625%
HK$134,191
+HK$7,697/mo
Deposit HK$11.19M · loan HK$26.10M · min. income ≈ HK$252,988/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,584,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,420
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$135,971
−HK$3,603/mo
Today · 4.125%
HK$139,574
baseline
▲ 0.50% · 4.625%
HK$146,931
+HK$7,357/mo
Deposit HK$11.19M · loan HK$26.10M · min. income ≈ HK$279,148/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,584,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,038
−HK$9,597/mo
▼ 0.25% · 3.875%
HK$157,799
−HK$4,836/mo
Today · 4.125%
HK$162,635
baseline
▲ 0.50% · 4.625%
HK$172,531
+HK$9,896/mo
Deposit HK$3.73M · loan HK$33.56M · min. income ≈ HK$325,270/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,584,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,254
−HK$9,198/mo
▼ 0.25% · 3.875%
HK$174,820
−HK$4,632/mo
Today · 4.125%
HK$179,452
baseline
▲ 0.50% · 4.625%
HK$188,911
+HK$9,459/mo
Deposit HK$3.73M · loan HK$33.56M · min. income ≈ HK$358,904/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,584,650 · Scale 2, in force from 26 Feb 2026)