LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,043
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,688
−HK$2,688/mo
Today · 4.125%
HK$90,376
baseline
▲ 0.50% · 4.625%
HK$95,875
+HK$5,499/mo
Deposit HK$18.65M · loan HK$18.65M · min. income ≈ HK$180,752/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,585,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,609
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,146
−HK$2,575/mo
Today · 4.125%
HK$99,721
baseline
▲ 0.50% · 4.625%
HK$104,977
+HK$5,256/mo
Deposit HK$18.65M · loan HK$18.65M · min. income ≈ HK$199,442/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,585,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,051
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$105,226
−HK$3,225/mo
Today · 4.125%
HK$108,451
baseline
▲ 0.50% · 4.625%
HK$115,050
+HK$6,599/mo
Deposit HK$14.92M · loan HK$22.38M · min. income ≈ HK$216,902/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,585,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,531
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$116,576
−HK$3,089/mo
Today · 4.125%
HK$119,665
baseline
▲ 0.50% · 4.625%
HK$125,972
+HK$6,307/mo
Deposit HK$14.92M · loan HK$22.38M · min. income ≈ HK$239,330/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,585,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,060
−HK$7,466/mo
▼ 0.25% · 3.875%
HK$122,763
−HK$3,763/mo
Today · 4.125%
HK$126,526
baseline
▲ 0.50% · 4.625%
HK$134,225
+HK$7,699/mo
Deposit HK$11.19M · loan HK$26.11M · min. income ≈ HK$253,052/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,585,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,453
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$136,005
−HK$3,604/mo
Today · 4.125%
HK$139,609
baseline
▲ 0.50% · 4.625%
HK$146,968
+HK$7,359/mo
Deposit HK$11.19M · loan HK$26.11M · min. income ≈ HK$279,218/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,585,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,077
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$157,838
−HK$4,838/mo
Today · 4.125%
HK$162,676
baseline
▲ 0.50% · 4.625%
HK$172,574
+HK$9,898/mo
Deposit HK$3.73M · loan HK$33.57M · min. income ≈ HK$325,352/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,585,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,296
−HK$9,201/mo
▼ 0.25% · 3.875%
HK$174,864
−HK$4,633/mo
Today · 4.125%
HK$179,497
baseline
▲ 0.50% · 4.625%
HK$188,958
+HK$9,461/mo
Deposit HK$3.73M · loan HK$33.57M · min. income ≈ HK$358,994/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,585,047 · Scale 2, in force from 26 Feb 2026)