LTV · monthly repayment
▼ 0.50% · 3.625%
HK$850,549
−HK$53,337/mo
▼ 0.25% · 3.875%
HK$877,006
−HK$26,880/mo
Today · 4.125%
HK$903,886
baseline
▲ 0.50% · 4.625%
HK$958,885
+HK$54,999/mo
Deposit HK$186.50M · loan HK$186.50M · min. income ≈ HK$1,807,772/mo (50% DSR)
Upfront cash ≈ HK$210.75M (deposit + AVD stamp duty HK$24,245,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$946,227
−HK$51,122/mo
▼ 0.25% · 3.875%
HK$971,604
−HK$25,745/mo
Today · 4.125%
HK$997,349
baseline
▲ 0.50% · 4.625%
HK$1,049,920
+HK$52,571/mo
Deposit HK$186.50M · loan HK$186.50M · min. income ≈ HK$1,994,698/mo (50% DSR)
Upfront cash ≈ HK$210.75M (deposit + AVD stamp duty HK$24,245,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,020,658
−HK$64,005/mo
▼ 0.25% · 3.875%
HK$1,052,407
−HK$32,256/mo
Today · 4.125%
HK$1,084,663
baseline
▲ 0.50% · 4.625%
HK$1,150,662
+HK$65,999/mo
Deposit HK$149.20M · loan HK$223.80M · min. income ≈ HK$2,169,326/mo (50% DSR)
Upfront cash ≈ HK$173.45M (deposit + AVD stamp duty HK$24,245,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,135,472
−HK$61,346/mo
▼ 0.25% · 3.875%
HK$1,165,925
−HK$30,893/mo
Today · 4.125%
HK$1,196,818
baseline
▲ 0.50% · 4.625%
HK$1,259,904
+HK$63,086/mo
Deposit HK$149.20M · loan HK$223.80M · min. income ≈ HK$2,393,636/mo (50% DSR)
Upfront cash ≈ HK$173.45M (deposit + AVD stamp duty HK$24,245,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,190,768
−HK$74,672/mo
▼ 0.25% · 3.875%
HK$1,227,808
−HK$37,632/mo
Today · 4.125%
HK$1,265,440
baseline
▲ 0.50% · 4.625%
HK$1,342,439
+HK$76,999/mo
Deposit HK$111.90M · loan HK$261.10M · min. income ≈ HK$2,530,880/mo (50% DSR)
Upfront cash ≈ HK$136.15M (deposit + AVD stamp duty HK$24,245,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,324,718
−HK$71,570/mo
▼ 0.25% · 3.875%
HK$1,360,246
−HK$36,042/mo
Today · 4.125%
HK$1,396,288
baseline
▲ 0.50% · 4.625%
HK$1,469,888
+HK$73,600/mo
Deposit HK$111.90M · loan HK$261.10M · min. income ≈ HK$2,792,576/mo (50% DSR)
Upfront cash ≈ HK$136.15M (deposit + AVD stamp duty HK$24,245,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,530,988
−HK$96,006/mo
▼ 0.25% · 3.875%
HK$1,578,610
−HK$48,384/mo
Today · 4.125%
HK$1,626,994
baseline
▲ 0.50% · 4.625%
HK$1,725,993
+HK$98,999/mo
Deposit HK$37.30M · loan HK$335.71M · min. income ≈ HK$3,253,988/mo (50% DSR)
Upfront cash ≈ HK$61.55M (deposit + AVD stamp duty HK$24,245,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,703,208
−HK$92,019/mo
▼ 0.25% · 3.875%
HK$1,748,887
−HK$46,340/mo
Today · 4.125%
HK$1,795,227
baseline
▲ 0.50% · 4.625%
HK$1,889,856
+HK$94,629/mo
Deposit HK$37.30M · loan HK$335.71M · min. income ≈ HK$3,590,454/mo (50% DSR)
Upfront cash ≈ HK$61.55M (deposit + AVD stamp duty HK$24,245,371 · Scale 2, in force from 26 Feb 2026)