LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,122
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,770
−HK$2,690/mo
Today · 4.125%
HK$90,460
baseline
▲ 0.50% · 4.625%
HK$95,964
+HK$5,504/mo
Deposit HK$18.66M · loan HK$18.66M · min. income ≈ HK$180,920/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,586,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,697
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,237
−HK$2,576/mo
Today · 4.125%
HK$99,813
baseline
▲ 0.50% · 4.625%
HK$105,075
+HK$5,262/mo
Deposit HK$18.66M · loan HK$18.66M · min. income ≈ HK$199,626/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,586,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,146
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$105,324
−HK$3,228/mo
Today · 4.125%
HK$108,552
baseline
▲ 0.50% · 4.625%
HK$115,157
+HK$6,605/mo
Deposit HK$14.93M · loan HK$22.40M · min. income ≈ HK$217,104/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,586,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,637
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$116,684
−HK$3,092/mo
Today · 4.125%
HK$119,776
baseline
▲ 0.50% · 4.625%
HK$126,090
+HK$6,314/mo
Deposit HK$14.93M · loan HK$22.40M · min. income ≈ HK$239,552/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,586,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,171
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$122,878
−HK$3,766/mo
Today · 4.125%
HK$126,644
baseline
▲ 0.50% · 4.625%
HK$134,350
+HK$7,706/mo
Deposit HK$11.20M · loan HK$26.13M · min. income ≈ HK$253,288/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,586,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,576
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$136,132
−HK$3,607/mo
Today · 4.125%
HK$139,739
baseline
▲ 0.50% · 4.625%
HK$147,105
+HK$7,366/mo
Deposit HK$11.20M · loan HK$26.13M · min. income ≈ HK$279,478/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,586,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,219
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$157,985
−HK$4,843/mo
Today · 4.125%
HK$162,828
baseline
▲ 0.50% · 4.625%
HK$172,735
+HK$9,907/mo
Deposit HK$3.73M · loan HK$33.60M · min. income ≈ HK$325,656/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,586,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,455
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$175,027
−HK$4,637/mo
Today · 4.125%
HK$179,664
baseline
▲ 0.50% · 4.625%
HK$189,135
+HK$9,471/mo
Deposit HK$3.73M · loan HK$33.60M · min. income ≈ HK$359,328/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,586,524 · Scale 2, in force from 26 Feb 2026)