LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,125
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,773
−HK$2,690/mo
Today · 4.125%
HK$90,463
baseline
▲ 0.50% · 4.625%
HK$95,968
+HK$5,505/mo
Deposit HK$18.67M · loan HK$18.67M · min. income ≈ HK$180,926/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,586,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,701
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,241
−HK$2,576/mo
Today · 4.125%
HK$99,817
baseline
▲ 0.50% · 4.625%
HK$105,079
+HK$5,262/mo
Deposit HK$18.67M · loan HK$18.67M · min. income ≈ HK$199,634/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,586,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,150
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$105,328
−HK$3,228/mo
Today · 4.125%
HK$108,556
baseline
▲ 0.50% · 4.625%
HK$115,161
+HK$6,605/mo
Deposit HK$14.93M · loan HK$22.40M · min. income ≈ HK$217,112/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,586,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,641
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$116,689
−HK$3,092/mo
Today · 4.125%
HK$119,781
baseline
▲ 0.50% · 4.625%
HK$126,094
+HK$6,313/mo
Deposit HK$14.93M · loan HK$22.40M · min. income ≈ HK$239,562/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,586,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,175
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$122,882
−HK$3,766/mo
Today · 4.125%
HK$126,648
baseline
▲ 0.50% · 4.625%
HK$134,355
+HK$7,707/mo
Deposit HK$11.20M · loan HK$26.13M · min. income ≈ HK$253,296/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,586,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,581
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$136,137
−HK$3,607/mo
Today · 4.125%
HK$139,744
baseline
▲ 0.50% · 4.625%
HK$147,110
+HK$7,366/mo
Deposit HK$11.20M · loan HK$26.13M · min. income ≈ HK$279,488/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,586,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,225
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$157,991
−HK$4,843/mo
Today · 4.125%
HK$162,834
baseline
▲ 0.50% · 4.625%
HK$172,742
+HK$9,908/mo
Deposit HK$3.73M · loan HK$33.60M · min. income ≈ HK$325,668/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,586,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,461
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$175,033
−HK$4,638/mo
Today · 4.125%
HK$179,671
baseline
▲ 0.50% · 4.625%
HK$189,142
+HK$9,471/mo
Deposit HK$3.73M · loan HK$33.60M · min. income ≈ HK$359,342/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,586,583 · Scale 2, in force from 26 Feb 2026)