LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,133
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,781
−HK$2,690/mo
Today · 4.125%
HK$90,471
baseline
▲ 0.50% · 4.625%
HK$95,976
+HK$5,505/mo
Deposit HK$18.67M · loan HK$18.67M · min. income ≈ HK$180,942/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,586,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,709
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,249
−HK$2,577/mo
Today · 4.125%
HK$99,826
baseline
▲ 0.50% · 4.625%
HK$105,088
+HK$5,262/mo
Deposit HK$18.67M · loan HK$18.67M · min. income ≈ HK$199,652/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,586,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,159
−HK$6,407/mo
▼ 0.25% · 3.875%
HK$105,337
−HK$3,229/mo
Today · 4.125%
HK$108,566
baseline
▲ 0.50% · 4.625%
HK$115,172
+HK$6,606/mo
Deposit HK$14.93M · loan HK$22.40M · min. income ≈ HK$217,132/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,586,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,651
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$116,699
−HK$3,092/mo
Today · 4.125%
HK$119,791
baseline
▲ 0.50% · 4.625%
HK$126,106
+HK$6,315/mo
Deposit HK$14.93M · loan HK$22.40M · min. income ≈ HK$239,582/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,586,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,186
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$122,893
−HK$3,767/mo
Today · 4.125%
HK$126,660
baseline
▲ 0.50% · 4.625%
HK$134,367
+HK$7,707/mo
Deposit HK$11.20M · loan HK$26.13M · min. income ≈ HK$253,320/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,586,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,593
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$136,149
−HK$3,608/mo
Today · 4.125%
HK$139,757
baseline
▲ 0.50% · 4.625%
HK$147,123
+HK$7,366/mo
Deposit HK$11.20M · loan HK$26.13M · min. income ≈ HK$279,514/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,586,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,239
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$158,006
−HK$4,842/mo
Today · 4.125%
HK$162,848
baseline
▲ 0.50% · 4.625%
HK$172,757
+HK$9,909/mo
Deposit HK$3.73M · loan HK$33.60M · min. income ≈ HK$325,696/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,586,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,477
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$175,049
−HK$4,638/mo
Today · 4.125%
HK$179,687
baseline
▲ 0.50% · 4.625%
HK$189,159
+HK$9,472/mo
Deposit HK$3.73M · loan HK$33.60M · min. income ≈ HK$359,374/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,586,727 · Scale 2, in force from 26 Feb 2026)