LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,134
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,782
−HK$2,691/mo
Today · 4.125%
HK$90,473
baseline
▲ 0.50% · 4.625%
HK$95,978
+HK$5,505/mo
Deposit HK$18.67M · loan HK$18.67M · min. income ≈ HK$180,946/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,586,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,711
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,251
−HK$2,577/mo
Today · 4.125%
HK$99,828
baseline
▲ 0.50% · 4.625%
HK$105,090
+HK$5,262/mo
Deposit HK$18.67M · loan HK$18.67M · min. income ≈ HK$199,656/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,586,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,161
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$105,339
−HK$3,228/mo
Today · 4.125%
HK$108,567
baseline
▲ 0.50% · 4.625%
HK$115,173
+HK$6,606/mo
Deposit HK$14.93M · loan HK$22.40M · min. income ≈ HK$217,134/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,586,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,653
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$116,701
−HK$3,092/mo
Today · 4.125%
HK$119,793
baseline
▲ 0.50% · 4.625%
HK$126,108
+HK$6,315/mo
Deposit HK$14.93M · loan HK$22.40M · min. income ≈ HK$239,586/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,586,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,188
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$122,895
−HK$3,767/mo
Today · 4.125%
HK$126,662
baseline
▲ 0.50% · 4.625%
HK$134,369
+HK$7,707/mo
Deposit HK$11.20M · loan HK$26.13M · min. income ≈ HK$253,324/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,586,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,595
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$136,151
−HK$3,608/mo
Today · 4.125%
HK$139,759
baseline
▲ 0.50% · 4.625%
HK$147,126
+HK$7,367/mo
Deposit HK$11.20M · loan HK$26.13M · min. income ≈ HK$279,518/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,586,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,241
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$158,008
−HK$4,843/mo
Today · 4.125%
HK$162,851
baseline
▲ 0.50% · 4.625%
HK$172,760
+HK$9,909/mo
Deposit HK$3.73M · loan HK$33.60M · min. income ≈ HK$325,702/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,586,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,479
−HK$9,211/mo
▼ 0.25% · 3.875%
HK$175,052
−HK$4,638/mo
Today · 4.125%
HK$179,690
baseline
▲ 0.50% · 4.625%
HK$189,162
+HK$9,472/mo
Deposit HK$3.73M · loan HK$33.60M · min. income ≈ HK$359,380/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,586,750 · Scale 2, in force from 26 Feb 2026)