LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,152
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,801
−HK$2,691/mo
Today · 4.125%
HK$90,492
baseline
▲ 0.50% · 4.625%
HK$95,998
+HK$5,506/mo
Deposit HK$18.67M · loan HK$18.67M · min. income ≈ HK$180,984/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,587,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,731
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,272
−HK$2,577/mo
Today · 4.125%
HK$99,849
baseline
▲ 0.50% · 4.625%
HK$105,112
+HK$5,263/mo
Deposit HK$18.67M · loan HK$18.67M · min. income ≈ HK$199,698/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,587,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,183
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$105,361
−HK$3,230/mo
Today · 4.125%
HK$108,591
baseline
▲ 0.50% · 4.625%
HK$115,198
+HK$6,607/mo
Deposit HK$14.94M · loan HK$22.41M · min. income ≈ HK$217,182/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,587,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,677
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$116,726
−HK$3,093/mo
Today · 4.125%
HK$119,819
baseline
▲ 0.50% · 4.625%
HK$126,135
+HK$6,316/mo
Deposit HK$14.94M · loan HK$22.41M · min. income ≈ HK$239,638/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,587,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,213
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$122,922
−HK$3,767/mo
Today · 4.125%
HK$126,689
baseline
▲ 0.50% · 4.625%
HK$134,398
+HK$7,709/mo
Deposit HK$11.20M · loan HK$26.14M · min. income ≈ HK$253,378/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,587,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,624
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$136,181
−HK$3,608/mo
Today · 4.125%
HK$139,789
baseline
▲ 0.50% · 4.625%
HK$147,157
+HK$7,368/mo
Deposit HK$11.20M · loan HK$26.14M · min. income ≈ HK$279,578/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,587,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,274
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$158,042
−HK$4,844/mo
Today · 4.125%
HK$162,886
baseline
▲ 0.50% · 4.625%
HK$172,797
+HK$9,911/mo
Deposit HK$3.73M · loan HK$33.61M · min. income ≈ HK$325,772/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,587,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,516
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,089
−HK$4,640/mo
Today · 4.125%
HK$179,729
baseline
▲ 0.50% · 4.625%
HK$189,202
+HK$9,473/mo
Deposit HK$3.73M · loan HK$33.61M · min. income ≈ HK$359,458/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,587,092 · Scale 2, in force from 26 Feb 2026)