LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,175
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$87,825
−HK$2,691/mo
Today · 4.125%
HK$90,516
baseline
▲ 0.50% · 4.625%
HK$96,024
+HK$5,508/mo
Deposit HK$18.68M · loan HK$18.68M · min. income ≈ HK$181,032/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,587,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,757
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$97,298
−HK$2,578/mo
Today · 4.125%
HK$99,876
baseline
▲ 0.50% · 4.625%
HK$105,141
+HK$5,265/mo
Deposit HK$18.68M · loan HK$18.68M · min. income ≈ HK$199,752/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,587,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,210
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$105,390
−HK$3,230/mo
Today · 4.125%
HK$108,620
baseline
▲ 0.50% · 4.625%
HK$115,229
+HK$6,609/mo
Deposit HK$14.94M · loan HK$22.41M · min. income ≈ HK$217,240/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$1,587,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,708
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$116,757
−HK$3,094/mo
Today · 4.125%
HK$119,851
baseline
▲ 0.50% · 4.625%
HK$126,169
+HK$6,318/mo
Deposit HK$14.94M · loan HK$22.41M · min. income ≈ HK$239,702/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$1,587,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,245
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$122,954
−HK$3,769/mo
Today · 4.125%
HK$126,723
baseline
▲ 0.50% · 4.625%
HK$134,434
+HK$7,711/mo
Deposit HK$11.21M · loan HK$26.15M · min. income ≈ HK$253,446/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,587,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,659
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$136,217
−HK$3,609/mo
Today · 4.125%
HK$139,826
baseline
▲ 0.50% · 4.625%
HK$147,197
+HK$7,371/mo
Deposit HK$11.21M · loan HK$26.15M · min. income ≈ HK$279,652/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,587,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,315
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$158,084
−HK$4,846/mo
Today · 4.125%
HK$162,930
baseline
▲ 0.50% · 4.625%
HK$172,843
+HK$9,913/mo
Deposit HK$3.74M · loan HK$33.62M · min. income ≈ HK$325,860/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,587,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,562
−HK$9,215/mo
▼ 0.25% · 3.875%
HK$175,136
−HK$4,641/mo
Today · 4.125%
HK$179,777
baseline
▲ 0.50% · 4.625%
HK$189,253
+HK$9,476/mo
Deposit HK$3.74M · loan HK$33.62M · min. income ≈ HK$359,554/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,587,517 · Scale 2, in force from 26 Feb 2026)