LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,180
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$87,829
−HK$2,692/mo
Today · 4.125%
HK$90,521
baseline
▲ 0.50% · 4.625%
HK$96,029
+HK$5,508/mo
Deposit HK$18.68M · loan HK$18.68M · min. income ≈ HK$181,042/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,587,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,761
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,303
−HK$2,578/mo
Today · 4.125%
HK$99,881
baseline
▲ 0.50% · 4.625%
HK$105,146
+HK$5,265/mo
Deposit HK$18.68M · loan HK$18.68M · min. income ≈ HK$199,762/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,587,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,216
−HK$6,409/mo
▼ 0.25% · 3.875%
HK$105,395
−HK$3,230/mo
Today · 4.125%
HK$108,625
baseline
▲ 0.50% · 4.625%
HK$115,235
+HK$6,610/mo
Deposit HK$14.94M · loan HK$22.41M · min. income ≈ HK$217,250/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$1,587,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,714
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$116,764
−HK$3,093/mo
Today · 4.125%
HK$119,857
baseline
▲ 0.50% · 4.625%
HK$126,175
+HK$6,318/mo
Deposit HK$14.94M · loan HK$22.41M · min. income ≈ HK$239,714/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$1,587,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,251
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$122,961
−HK$3,769/mo
Today · 4.125%
HK$126,730
baseline
▲ 0.50% · 4.625%
HK$134,441
+HK$7,711/mo
Deposit HK$11.21M · loan HK$26.15M · min. income ≈ HK$253,460/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,587,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,666
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$136,224
−HK$3,610/mo
Today · 4.125%
HK$139,834
baseline
▲ 0.50% · 4.625%
HK$147,204
+HK$7,370/mo
Deposit HK$11.21M · loan HK$26.15M · min. income ≈ HK$279,668/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,587,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,323
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$158,093
−HK$4,845/mo
Today · 4.125%
HK$162,938
baseline
▲ 0.50% · 4.625%
HK$172,852
+HK$9,914/mo
Deposit HK$3.74M · loan HK$33.62M · min. income ≈ HK$325,876/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,587,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,571
−HK$9,215/mo
▼ 0.25% · 3.875%
HK$175,145
−HK$4,641/mo
Today · 4.125%
HK$179,786
baseline
▲ 0.50% · 4.625%
HK$189,263
+HK$9,477/mo
Deposit HK$3.74M · loan HK$33.62M · min. income ≈ HK$359,572/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,587,600 · Scale 2, in force from 26 Feb 2026)