LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,204
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,854
−HK$2,693/mo
Today · 4.125%
HK$90,547
baseline
▲ 0.50% · 4.625%
HK$96,056
+HK$5,509/mo
Deposit HK$18.68M · loan HK$18.68M · min. income ≈ HK$181,094/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,588,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,788
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,330
−HK$2,579/mo
Today · 4.125%
HK$99,909
baseline
▲ 0.50% · 4.625%
HK$105,176
+HK$5,267/mo
Deposit HK$18.68M · loan HK$18.68M · min. income ≈ HK$199,818/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,588,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,245
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$105,425
−HK$3,231/mo
Today · 4.125%
HK$108,656
baseline
▲ 0.50% · 4.625%
HK$115,268
+HK$6,612/mo
Deposit HK$14.95M · loan HK$22.42M · min. income ≈ HK$217,312/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$1,588,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,746
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$116,797
−HK$3,094/mo
Today · 4.125%
HK$119,891
baseline
▲ 0.50% · 4.625%
HK$126,211
+HK$6,320/mo
Deposit HK$14.95M · loan HK$22.42M · min. income ≈ HK$239,782/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$1,588,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,285
−HK$7,480/mo
▼ 0.25% · 3.875%
HK$122,996
−HK$3,769/mo
Today · 4.125%
HK$126,765
baseline
▲ 0.50% · 4.625%
HK$134,479
+HK$7,714/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$253,530/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,704
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$136,263
−HK$3,610/mo
Today · 4.125%
HK$139,873
baseline
▲ 0.50% · 4.625%
HK$147,246
+HK$7,373/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$279,746/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,367
−HK$9,617/mo
▼ 0.25% · 3.875%
HK$158,137
−HK$4,847/mo
Today · 4.125%
HK$162,984
baseline
▲ 0.50% · 4.625%
HK$172,901
+HK$9,917/mo
Deposit HK$3.74M · loan HK$33.63M · min. income ≈ HK$325,968/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,588,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,619
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$175,195
−HK$4,642/mo
Today · 4.125%
HK$179,837
baseline
▲ 0.50% · 4.625%
HK$189,316
+HK$9,479/mo
Deposit HK$3.74M · loan HK$33.63M · min. income ≈ HK$359,674/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,588,050 · Scale 2, in force from 26 Feb 2026)