LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,208
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,858
−HK$2,693/mo
Today · 4.125%
HK$90,551
baseline
▲ 0.50% · 4.625%
HK$96,061
+HK$5,510/mo
Deposit HK$18.68M · loan HK$18.68M · min. income ≈ HK$181,102/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,588,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,793
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,335
−HK$2,579/mo
Today · 4.125%
HK$99,914
baseline
▲ 0.50% · 4.625%
HK$105,181
+HK$5,267/mo
Deposit HK$18.68M · loan HK$18.68M · min. income ≈ HK$199,828/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,588,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,249
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$105,430
−HK$3,231/mo
Today · 4.125%
HK$108,661
baseline
▲ 0.50% · 4.625%
HK$115,273
+HK$6,612/mo
Deposit HK$14.95M · loan HK$22.42M · min. income ≈ HK$217,322/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,751
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$116,802
−HK$3,095/mo
Today · 4.125%
HK$119,897
baseline
▲ 0.50% · 4.625%
HK$126,217
+HK$6,320/mo
Deposit HK$14.95M · loan HK$22.42M · min. income ≈ HK$239,794/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,291
−HK$7,480/mo
▼ 0.25% · 3.875%
HK$123,001
−HK$3,770/mo
Today · 4.125%
HK$126,771
baseline
▲ 0.50% · 4.625%
HK$134,485
+HK$7,714/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$253,542/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,710
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$136,269
−HK$3,610/mo
Today · 4.125%
HK$139,879
baseline
▲ 0.50% · 4.625%
HK$147,253
+HK$7,374/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$279,758/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,374
−HK$9,617/mo
▼ 0.25% · 3.875%
HK$158,144
−HK$4,847/mo
Today · 4.125%
HK$162,991
baseline
▲ 0.50% · 4.625%
HK$172,909
+HK$9,918/mo
Deposit HK$3.74M · loan HK$33.63M · min. income ≈ HK$325,982/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,588,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,627
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$175,203
−HK$4,642/mo
Today · 4.125%
HK$179,845
baseline
▲ 0.50% · 4.625%
HK$189,325
+HK$9,480/mo
Deposit HK$3.74M · loan HK$33.63M · min. income ≈ HK$359,690/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$1,588,121 · Scale 2, in force from 26 Feb 2026)