LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,220
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,871
−HK$2,694/mo
Today · 4.125%
HK$90,565
baseline
▲ 0.50% · 4.625%
HK$96,075
+HK$5,510/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$181,130/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,588,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,807
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,350
−HK$2,579/mo
Today · 4.125%
HK$99,929
baseline
▲ 0.50% · 4.625%
HK$105,196
+HK$5,267/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$199,858/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,588,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,265
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$105,446
−HK$3,231/mo
Today · 4.125%
HK$108,677
baseline
▲ 0.50% · 4.625%
HK$115,290
+HK$6,613/mo
Deposit HK$14.95M · loan HK$22.42M · min. income ≈ HK$217,354/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,768
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$116,820
−HK$3,095/mo
Today · 4.125%
HK$119,915
baseline
▲ 0.50% · 4.625%
HK$126,236
+HK$6,321/mo
Deposit HK$14.95M · loan HK$22.42M · min. income ≈ HK$239,830/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,309
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$123,020
−HK$3,770/mo
Today · 4.125%
HK$126,790
baseline
▲ 0.50% · 4.625%
HK$134,505
+HK$7,715/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$253,580/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,730
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$136,289
−HK$3,612/mo
Today · 4.125%
HK$139,901
baseline
▲ 0.50% · 4.625%
HK$147,275
+HK$7,374/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$279,802/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,397
−HK$9,619/mo
▼ 0.25% · 3.875%
HK$158,168
−HK$4,848/mo
Today · 4.125%
HK$163,016
baseline
▲ 0.50% · 4.625%
HK$172,935
+HK$9,919/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$326,032/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,653
−HK$9,219/mo
▼ 0.25% · 3.875%
HK$175,229
−HK$4,643/mo
Today · 4.125%
HK$179,872
baseline
▲ 0.50% · 4.625%
HK$189,354
+HK$9,482/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$359,744/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,362 · Scale 2, in force from 26 Feb 2026)