LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,223
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,874
−HK$2,694/mo
Today · 4.125%
HK$90,568
baseline
▲ 0.50% · 4.625%
HK$96,078
+HK$5,510/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$181,136/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,810
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,353
−HK$2,579/mo
Today · 4.125%
HK$99,932
baseline
▲ 0.50% · 4.625%
HK$105,200
+HK$5,268/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$199,864/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,268
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$105,449
−HK$3,232/mo
Today · 4.125%
HK$108,681
baseline
▲ 0.50% · 4.625%
HK$115,294
+HK$6,613/mo
Deposit HK$14.95M · loan HK$22.42M · min. income ≈ HK$217,362/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,772
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$116,823
−HK$3,096/mo
Today · 4.125%
HK$119,919
baseline
▲ 0.50% · 4.625%
HK$126,240
+HK$6,321/mo
Deposit HK$14.95M · loan HK$22.42M · min. income ≈ HK$239,838/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,313
−HK$7,482/mo
▼ 0.25% · 3.875%
HK$123,024
−HK$3,771/mo
Today · 4.125%
HK$126,795
baseline
▲ 0.50% · 4.625%
HK$134,510
+HK$7,715/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$253,590/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,734
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$136,294
−HK$3,611/mo
Today · 4.125%
HK$139,905
baseline
▲ 0.50% · 4.625%
HK$147,280
+HK$7,375/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$279,810/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,402
−HK$9,620/mo
▼ 0.25% · 3.875%
HK$158,174
−HK$4,848/mo
Today · 4.125%
HK$163,022
baseline
▲ 0.50% · 4.625%
HK$172,941
+HK$9,919/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$326,044/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,658
−HK$9,220/mo
▼ 0.25% · 3.875%
HK$175,235
−HK$4,643/mo
Today · 4.125%
HK$179,878
baseline
▲ 0.50% · 4.625%
HK$189,360
+HK$9,482/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$359,756/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,414 · Scale 2, in force from 26 Feb 2026)