LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,230
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,881
−HK$2,694/mo
Today · 4.125%
HK$90,575
baseline
▲ 0.50% · 4.625%
HK$96,086
+HK$5,511/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$181,150/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,818
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,361
−HK$2,579/mo
Today · 4.125%
HK$99,940
baseline
▲ 0.50% · 4.625%
HK$105,208
+HK$5,268/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$199,880/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,276
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$105,457
−HK$3,233/mo
Today · 4.125%
HK$108,690
baseline
▲ 0.50% · 4.625%
HK$115,303
+HK$6,613/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$217,380/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,781
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$116,833
−HK$3,095/mo
Today · 4.125%
HK$119,928
baseline
▲ 0.50% · 4.625%
HK$126,250
+HK$6,322/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$239,856/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,322
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$123,034
−HK$3,771/mo
Today · 4.125%
HK$126,805
baseline
▲ 0.50% · 4.625%
HK$134,520
+HK$7,715/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$253,610/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,745
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$136,305
−HK$3,611/mo
Today · 4.125%
HK$139,916
baseline
▲ 0.50% · 4.625%
HK$147,292
+HK$7,376/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$279,832/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,414
−HK$9,620/mo
▼ 0.25% · 3.875%
HK$158,186
−HK$4,848/mo
Today · 4.125%
HK$163,034
baseline
▲ 0.50% · 4.625%
HK$172,955
+HK$9,921/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$326,068/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,672
−HK$9,220/mo
▼ 0.25% · 3.875%
HK$175,249
−HK$4,643/mo
Today · 4.125%
HK$179,892
baseline
▲ 0.50% · 4.625%
HK$189,375
+HK$9,483/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$359,784/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,540 · Scale 2, in force from 26 Feb 2026)