LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,231
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,882
−HK$2,693/mo
Today · 4.125%
HK$90,575
baseline
▲ 0.50% · 4.625%
HK$96,087
+HK$5,512/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$181,150/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,818
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,361
−HK$2,580/mo
Today · 4.125%
HK$99,941
baseline
▲ 0.50% · 4.625%
HK$105,209
+HK$5,268/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$199,882/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,277
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$105,458
−HK$3,233/mo
Today · 4.125%
HK$108,691
baseline
▲ 0.50% · 4.625%
HK$115,304
+HK$6,613/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$217,382/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,782
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$116,834
−HK$3,095/mo
Today · 4.125%
HK$119,929
baseline
▲ 0.50% · 4.625%
HK$126,251
+HK$6,322/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$239,858/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,323
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$123,035
−HK$3,771/mo
Today · 4.125%
HK$126,806
baseline
▲ 0.50% · 4.625%
HK$134,521
+HK$7,715/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$253,612/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,746
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$136,306
−HK$3,612/mo
Today · 4.125%
HK$139,918
baseline
▲ 0.50% · 4.625%
HK$147,293
+HK$7,375/mo
Deposit HK$11.21M · loan HK$26.16M · min. income ≈ HK$279,836/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,415
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$158,187
−HK$4,849/mo
Today · 4.125%
HK$163,036
baseline
▲ 0.50% · 4.625%
HK$172,956
+HK$9,920/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$326,072/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,673
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$175,250
−HK$4,644/mo
Today · 4.125%
HK$179,894
baseline
▲ 0.50% · 4.625%
HK$189,376
+HK$9,482/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$359,788/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,553 · Scale 2, in force from 26 Feb 2026)