LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,236
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,887
−HK$2,694/mo
Today · 4.125%
HK$90,581
baseline
▲ 0.50% · 4.625%
HK$96,092
+HK$5,511/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$181,162/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,824
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,367
−HK$2,580/mo
Today · 4.125%
HK$99,947
baseline
▲ 0.50% · 4.625%
HK$105,215
+HK$5,268/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$199,894/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,283
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$105,464
−HK$3,233/mo
Today · 4.125%
HK$108,697
baseline
▲ 0.50% · 4.625%
HK$115,311
+HK$6,614/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$217,394/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,788
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$116,840
−HK$3,096/mo
Today · 4.125%
HK$119,936
baseline
▲ 0.50% · 4.625%
HK$126,258
+HK$6,322/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$239,872/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,330
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$123,042
−HK$3,771/mo
Today · 4.125%
HK$126,813
baseline
▲ 0.50% · 4.625%
HK$134,529
+HK$7,716/mo
Deposit HK$11.21M · loan HK$26.17M · min. income ≈ HK$253,626/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,753
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$136,313
−HK$3,612/mo
Today · 4.125%
HK$139,925
baseline
▲ 0.50% · 4.625%
HK$147,301
+HK$7,376/mo
Deposit HK$11.21M · loan HK$26.17M · min. income ≈ HK$279,850/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,424
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$158,196
−HK$4,849/mo
Today · 4.125%
HK$163,045
baseline
▲ 0.50% · 4.625%
HK$172,966
+HK$9,921/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$326,090/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,683
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$175,260
−HK$4,644/mo
Today · 4.125%
HK$179,904
baseline
▲ 0.50% · 4.625%
HK$189,387
+HK$9,483/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$359,808/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,642 · Scale 2, in force from 26 Feb 2026)