LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,238
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,890
−HK$2,693/mo
Today · 4.125%
HK$90,583
baseline
▲ 0.50% · 4.625%
HK$96,095
+HK$5,512/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$181,166/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,827
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,370
−HK$2,580/mo
Today · 4.125%
HK$99,950
baseline
▲ 0.50% · 4.625%
HK$105,218
+HK$5,268/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$199,900/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,286
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$105,468
−HK$3,232/mo
Today · 4.125%
HK$108,700
baseline
▲ 0.50% · 4.625%
HK$115,314
+HK$6,614/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$217,400/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,792
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$116,844
−HK$3,096/mo
Today · 4.125%
HK$119,940
baseline
▲ 0.50% · 4.625%
HK$126,262
+HK$6,322/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$239,880/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,334
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$123,046
−HK$3,771/mo
Today · 4.125%
HK$126,817
baseline
▲ 0.50% · 4.625%
HK$134,533
+HK$7,716/mo
Deposit HK$11.21M · loan HK$26.17M · min. income ≈ HK$253,634/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,757
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$136,318
−HK$3,612/mo
Today · 4.125%
HK$139,930
baseline
▲ 0.50% · 4.625%
HK$147,306
+HK$7,376/mo
Deposit HK$11.21M · loan HK$26.17M · min. income ≈ HK$279,860/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,429
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$158,201
−HK$4,849/mo
Today · 4.125%
HK$163,050
baseline
▲ 0.50% · 4.625%
HK$172,971
+HK$9,921/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$326,100/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,688
−HK$9,222/mo
▼ 0.25% · 3.875%
HK$175,266
−HK$4,644/mo
Today · 4.125%
HK$179,910
baseline
▲ 0.50% · 4.625%
HK$189,393
+HK$9,483/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$359,820/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,694 · Scale 2, in force from 26 Feb 2026)