LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,243
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,895
−HK$2,694/mo
Today · 4.125%
HK$90,589
baseline
▲ 0.50% · 4.625%
HK$96,101
+HK$5,512/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$181,178/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,832
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,376
−HK$2,580/mo
Today · 4.125%
HK$99,956
baseline
▲ 0.50% · 4.625%
HK$105,224
+HK$5,268/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$199,912/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,292
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$105,474
−HK$3,232/mo
Today · 4.125%
HK$108,706
baseline
▲ 0.50% · 4.625%
HK$115,321
+HK$6,615/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$217,412/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,799
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$116,851
−HK$3,096/mo
Today · 4.125%
HK$119,947
baseline
▲ 0.50% · 4.625%
HK$126,269
+HK$6,322/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$239,894/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,340
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,053
−HK$3,771/mo
Today · 4.125%
HK$126,824
baseline
▲ 0.50% · 4.625%
HK$134,541
+HK$7,717/mo
Deposit HK$11.21M · loan HK$26.17M · min. income ≈ HK$253,648/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,765
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$136,326
−HK$3,612/mo
Today · 4.125%
HK$139,938
baseline
▲ 0.50% · 4.625%
HK$147,314
+HK$7,376/mo
Deposit HK$11.21M · loan HK$26.17M · min. income ≈ HK$279,876/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,438
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$158,210
−HK$4,850/mo
Today · 4.125%
HK$163,060
baseline
▲ 0.50% · 4.625%
HK$172,981
+HK$9,921/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$326,120/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,698
−HK$9,222/mo
▼ 0.25% · 3.875%
HK$175,276
−HK$4,644/mo
Today · 4.125%
HK$179,920
baseline
▲ 0.50% · 4.625%
HK$189,404
+HK$9,484/mo
Deposit HK$3.74M · loan HK$33.64M · min. income ≈ HK$359,840/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,784 · Scale 2, in force from 26 Feb 2026)