LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,251
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,902
−HK$2,695/mo
Today · 4.125%
HK$90,597
baseline
▲ 0.50% · 4.625%
HK$96,109
+HK$5,512/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$181,194/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,840
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,384
−HK$2,580/mo
Today · 4.125%
HK$99,964
baseline
▲ 0.50% · 4.625%
HK$105,234
+HK$5,270/mo
Deposit HK$18.69M · loan HK$18.69M · min. income ≈ HK$199,928/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,588,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,301
−HK$6,415/mo
▼ 0.25% · 3.875%
HK$105,483
−HK$3,233/mo
Today · 4.125%
HK$108,716
baseline
▲ 0.50% · 4.625%
HK$115,331
+HK$6,615/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$217,432/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,809
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$116,861
−HK$3,096/mo
Today · 4.125%
HK$119,957
baseline
▲ 0.50% · 4.625%
HK$126,280
+HK$6,323/mo
Deposit HK$14.95M · loan HK$22.43M · min. income ≈ HK$239,914/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,588,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,351
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,063
−HK$3,772/mo
Today · 4.125%
HK$126,835
baseline
▲ 0.50% · 4.625%
HK$134,553
+HK$7,718/mo
Deposit HK$11.22M · loan HK$26.17M · min. income ≈ HK$253,670/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,777
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$136,338
−HK$3,612/mo
Today · 4.125%
HK$139,950
baseline
▲ 0.50% · 4.625%
HK$147,327
+HK$7,377/mo
Deposit HK$11.22M · loan HK$26.17M · min. income ≈ HK$279,900/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,588,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,451
−HK$9,623/mo
▼ 0.25% · 3.875%
HK$158,224
−HK$4,850/mo
Today · 4.125%
HK$163,074
baseline
▲ 0.50% · 4.625%
HK$172,996
+HK$9,922/mo
Deposit HK$3.74M · loan HK$33.65M · min. income ≈ HK$326,148/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,713
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$175,291
−HK$4,645/mo
Today · 4.125%
HK$179,936
baseline
▲ 0.50% · 4.625%
HK$189,420
+HK$9,484/mo
Deposit HK$3.74M · loan HK$33.65M · min. income ≈ HK$359,872/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,588,923 · Scale 2, in force from 26 Feb 2026)