LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,264
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$87,916
−HK$2,695/mo
Today · 4.125%
HK$90,611
baseline
▲ 0.50% · 4.625%
HK$96,124
+HK$5,513/mo
Deposit HK$18.70M · loan HK$18.70M · min. income ≈ HK$181,222/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,589,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,855
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$97,399
−HK$2,581/mo
Today · 4.125%
HK$99,980
baseline
▲ 0.50% · 4.625%
HK$105,250
+HK$5,270/mo
Deposit HK$18.70M · loan HK$18.70M · min. income ≈ HK$199,960/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,589,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,317
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$105,499
−HK$3,234/mo
Today · 4.125%
HK$108,733
baseline
▲ 0.50% · 4.625%
HK$115,349
+HK$6,616/mo
Deposit HK$14.96M · loan HK$22.44M · min. income ≈ HK$217,466/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,589,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,826
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$116,879
−HK$3,097/mo
Today · 4.125%
HK$119,976
baseline
▲ 0.50% · 4.625%
HK$126,300
+HK$6,324/mo
Deposit HK$14.96M · loan HK$22.44M · min. income ≈ HK$239,952/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,589,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,369
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$123,082
−HK$3,773/mo
Today · 4.125%
HK$126,855
baseline
▲ 0.50% · 4.625%
HK$134,574
+HK$7,719/mo
Deposit HK$11.22M · loan HK$26.17M · min. income ≈ HK$253,710/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,589,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,797
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$136,359
−HK$3,613/mo
Today · 4.125%
HK$139,972
baseline
▲ 0.50% · 4.625%
HK$147,350
+HK$7,378/mo
Deposit HK$11.22M · loan HK$26.17M · min. income ≈ HK$279,944/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,589,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,475
−HK$9,624/mo
▼ 0.25% · 3.875%
HK$158,249
−HK$4,850/mo
Today · 4.125%
HK$163,099
baseline
▲ 0.50% · 4.625%
HK$173,023
+HK$9,924/mo
Deposit HK$3.74M · loan HK$33.65M · min. income ≈ HK$326,198/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,589,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,739
−HK$9,225/mo
▼ 0.25% · 3.875%
HK$175,318
−HK$4,646/mo
Today · 4.125%
HK$179,964
baseline
▲ 0.50% · 4.625%
HK$189,450
+HK$9,486/mo
Deposit HK$3.74M · loan HK$33.65M · min. income ≈ HK$359,928/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,589,170 · Scale 2, in force from 26 Feb 2026)