LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,281
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$87,933
−HK$2,695/mo
Today · 4.125%
HK$90,628
baseline
▲ 0.50% · 4.625%
HK$96,143
+HK$5,515/mo
Deposit HK$18.70M · loan HK$18.70M · min. income ≈ HK$181,256/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,589,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,874
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$97,418
−HK$2,581/mo
Today · 4.125%
HK$99,999
baseline
▲ 0.50% · 4.625%
HK$105,271
+HK$5,272/mo
Deposit HK$18.70M · loan HK$18.70M · min. income ≈ HK$199,998/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,589,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,337
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$105,520
−HK$3,234/mo
Today · 4.125%
HK$108,754
baseline
▲ 0.50% · 4.625%
HK$115,371
+HK$6,617/mo
Deposit HK$14.96M · loan HK$22.44M · min. income ≈ HK$217,508/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,589,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,848
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$116,902
−HK$3,097/mo
Today · 4.125%
HK$119,999
baseline
▲ 0.50% · 4.625%
HK$126,325
+HK$6,326/mo
Deposit HK$14.96M · loan HK$22.44M · min. income ≈ HK$239,998/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,589,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,393
−HK$7,487/mo
▼ 0.25% · 3.875%
HK$123,107
−HK$3,773/mo
Today · 4.125%
HK$126,880
baseline
▲ 0.50% · 4.625%
HK$134,600
+HK$7,720/mo
Deposit HK$11.22M · loan HK$26.18M · min. income ≈ HK$253,760/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,589,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,823
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$136,385
−HK$3,614/mo
Today · 4.125%
HK$139,999
baseline
▲ 0.50% · 4.625%
HK$147,379
+HK$7,380/mo
Deposit HK$11.22M · loan HK$26.18M · min. income ≈ HK$279,998/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,589,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,505
−HK$9,626/mo
▼ 0.25% · 3.875%
HK$158,280
−HK$4,851/mo
Today · 4.125%
HK$163,131
baseline
▲ 0.50% · 4.625%
HK$173,057
+HK$9,926/mo
Deposit HK$3.74M · loan HK$33.66M · min. income ≈ HK$326,262/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,589,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,773
−HK$9,226/mo
▼ 0.25% · 3.875%
HK$175,353
−HK$4,646/mo
Today · 4.125%
HK$179,999
baseline
▲ 0.50% · 4.625%
HK$189,487
+HK$9,488/mo
Deposit HK$3.74M · loan HK$33.66M · min. income ≈ HK$359,998/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,589,481 · Scale 2, in force from 26 Feb 2026)