LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,283
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$87,936
−HK$2,696/mo
Today · 4.125%
HK$90,632
baseline
▲ 0.50% · 4.625%
HK$96,146
+HK$5,514/mo
Deposit HK$18.70M · loan HK$18.70M · min. income ≈ HK$181,264/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,589,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,877
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,422
−HK$2,581/mo
Today · 4.125%
HK$100,003
baseline
▲ 0.50% · 4.625%
HK$105,274
+HK$5,271/mo
Deposit HK$18.70M · loan HK$18.70M · min. income ≈ HK$200,006/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,589,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,340
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$105,524
−HK$3,234/mo
Today · 4.125%
HK$108,758
baseline
▲ 0.50% · 4.625%
HK$115,375
+HK$6,617/mo
Deposit HK$14.96M · loan HK$22.44M · min. income ≈ HK$217,516/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,589,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,852
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$116,906
−HK$3,098/mo
Today · 4.125%
HK$120,004
baseline
▲ 0.50% · 4.625%
HK$126,329
+HK$6,325/mo
Deposit HK$14.96M · loan HK$22.44M · min. income ≈ HK$240,008/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,589,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,397
−HK$7,487/mo
▼ 0.25% · 3.875%
HK$123,111
−HK$3,773/mo
Today · 4.125%
HK$126,884
baseline
▲ 0.50% · 4.625%
HK$134,605
+HK$7,721/mo
Deposit HK$11.22M · loan HK$26.18M · min. income ≈ HK$253,768/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,589,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,828
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$136,390
−HK$3,614/mo
Today · 4.125%
HK$140,004
baseline
▲ 0.50% · 4.625%
HK$147,384
+HK$7,380/mo
Deposit HK$11.22M · loan HK$26.18M · min. income ≈ HK$280,008/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,589,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,510
−HK$9,627/mo
▼ 0.25% · 3.875%
HK$158,285
−HK$4,852/mo
Today · 4.125%
HK$163,137
baseline
▲ 0.50% · 4.625%
HK$173,063
+HK$9,926/mo
Deposit HK$3.74M · loan HK$33.66M · min. income ≈ HK$326,274/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,589,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,779
−HK$9,226/mo
▼ 0.25% · 3.875%
HK$175,359
−HK$4,646/mo
Today · 4.125%
HK$180,005
baseline
▲ 0.50% · 4.625%
HK$189,494
+HK$9,489/mo
Deposit HK$3.74M · loan HK$33.66M · min. income ≈ HK$360,010/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,589,536 · Scale 2, in force from 26 Feb 2026)