LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,343
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$87,998
−HK$2,697/mo
Today · 4.125%
HK$90,695
baseline
▲ 0.50% · 4.625%
HK$96,213
+HK$5,518/mo
Deposit HK$18.71M · loan HK$18.71M · min. income ≈ HK$181,390/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$1,590,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,943
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,490
−HK$2,583/mo
Today · 4.125%
HK$100,073
baseline
▲ 0.50% · 4.625%
HK$105,348
+HK$5,275/mo
Deposit HK$18.71M · loan HK$18.71M · min. income ≈ HK$200,146/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$1,590,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,412
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$105,597
−HK$3,237/mo
Today · 4.125%
HK$108,834
baseline
▲ 0.50% · 4.625%
HK$115,456
+HK$6,622/mo
Deposit HK$14.97M · loan HK$22.46M · min. income ≈ HK$217,668/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$1,590,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,932
−HK$6,155/mo
▼ 0.25% · 3.875%
HK$116,988
−HK$3,099/mo
Today · 4.125%
HK$120,087
baseline
▲ 0.50% · 4.625%
HK$126,417
+HK$6,330/mo
Deposit HK$14.97M · loan HK$22.46M · min. income ≈ HK$240,174/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$1,590,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,480
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$123,197
−HK$3,776/mo
Today · 4.125%
HK$126,973
baseline
▲ 0.50% · 4.625%
HK$134,699
+HK$7,726/mo
Deposit HK$11.23M · loan HK$26.20M · min. income ≈ HK$253,946/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,590,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,921
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$136,486
−HK$3,616/mo
Today · 4.125%
HK$140,102
baseline
▲ 0.50% · 4.625%
HK$147,487
+HK$7,385/mo
Deposit HK$11.23M · loan HK$26.20M · min. income ≈ HK$280,204/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,590,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,618
−HK$9,633/mo
▼ 0.25% · 3.875%
HK$158,396
−HK$4,855/mo
Today · 4.125%
HK$163,251
baseline
▲ 0.50% · 4.625%
HK$173,184
+HK$9,933/mo
Deposit HK$3.74M · loan HK$33.68M · min. income ≈ HK$326,502/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,590,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,898
−HK$9,233/mo
▼ 0.25% · 3.875%
HK$175,482
−HK$4,649/mo
Today · 4.125%
HK$180,131
baseline
▲ 0.50% · 4.625%
HK$189,626
+HK$9,495/mo
Deposit HK$3.74M · loan HK$33.68M · min. income ≈ HK$360,262/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,590,648 · Scale 2, in force from 26 Feb 2026)