LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,362
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$88,018
−HK$2,697/mo
Today · 4.125%
HK$90,715
baseline
▲ 0.50% · 4.625%
HK$96,235
+HK$5,520/mo
Deposit HK$18.72M · loan HK$18.72M · min. income ≈ HK$181,430/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,591,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,965
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,512
−HK$2,583/mo
Today · 4.125%
HK$100,095
baseline
▲ 0.50% · 4.625%
HK$105,372
+HK$5,277/mo
Deposit HK$18.72M · loan HK$18.72M · min. income ≈ HK$200,190/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,591,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,435
−HK$6,423/mo
▼ 0.25% · 3.875%
HK$105,621
−HK$3,237/mo
Today · 4.125%
HK$108,858
baseline
▲ 0.50% · 4.625%
HK$115,482
+HK$6,624/mo
Deposit HK$14.97M · loan HK$22.46M · min. income ≈ HK$217,716/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,958
−HK$6,156/mo
▼ 0.25% · 3.875%
HK$117,014
−HK$3,100/mo
Today · 4.125%
HK$120,114
baseline
▲ 0.50% · 4.625%
HK$126,446
+HK$6,332/mo
Deposit HK$14.97M · loan HK$22.46M · min. income ≈ HK$240,228/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,507
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,225
−HK$3,776/mo
Today · 4.125%
HK$127,001
baseline
▲ 0.50% · 4.625%
HK$134,729
+HK$7,728/mo
Deposit HK$11.23M · loan HK$26.20M · min. income ≈ HK$254,002/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,591,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,951
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$136,516
−HK$3,617/mo
Today · 4.125%
HK$140,133
baseline
▲ 0.50% · 4.625%
HK$147,520
+HK$7,387/mo
Deposit HK$11.23M · loan HK$26.20M · min. income ≈ HK$280,266/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,591,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,652
−HK$9,635/mo
▼ 0.25% · 3.875%
HK$158,432
−HK$4,855/mo
Today · 4.125%
HK$163,287
baseline
▲ 0.50% · 4.625%
HK$173,223
+HK$9,936/mo
Deposit HK$3.74M · loan HK$33.69M · min. income ≈ HK$326,574/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,591,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,936
−HK$9,236/mo
▼ 0.25% · 3.875%
HK$175,521
−HK$4,651/mo
Today · 4.125%
HK$180,172
baseline
▲ 0.50% · 4.625%
HK$189,669
+HK$9,497/mo
Deposit HK$3.74M · loan HK$33.69M · min. income ≈ HK$360,344/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,591,005 · Scale 2, in force from 26 Feb 2026)