LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,367
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$88,023
−HK$2,698/mo
Today · 4.125%
HK$90,721
baseline
▲ 0.50% · 4.625%
HK$96,241
+HK$5,520/mo
Deposit HK$18.72M · loan HK$18.72M · min. income ≈ HK$181,442/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,591,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,970
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$97,517
−HK$2,584/mo
Today · 4.125%
HK$100,101
baseline
▲ 0.50% · 4.625%
HK$105,378
+HK$5,277/mo
Deposit HK$18.72M · loan HK$18.72M · min. income ≈ HK$200,202/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,591,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,441
−HK$6,424/mo
▼ 0.25% · 3.875%
HK$105,627
−HK$3,238/mo
Today · 4.125%
HK$108,865
baseline
▲ 0.50% · 4.625%
HK$115,489
+HK$6,624/mo
Deposit HK$14.98M · loan HK$22.46M · min. income ≈ HK$217,730/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,964
−HK$6,158/mo
▼ 0.25% · 3.875%
HK$117,021
−HK$3,101/mo
Today · 4.125%
HK$120,122
baseline
▲ 0.50% · 4.625%
HK$126,453
+HK$6,331/mo
Deposit HK$14.98M · loan HK$22.46M · min. income ≈ HK$240,244/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,514
−HK$7,495/mo
▼ 0.25% · 3.875%
HK$123,232
−HK$3,777/mo
Today · 4.125%
HK$127,009
baseline
▲ 0.50% · 4.625%
HK$134,737
+HK$7,728/mo
Deposit HK$11.23M · loan HK$26.21M · min. income ≈ HK$254,018/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,591,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,958
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$136,524
−HK$3,618/mo
Today · 4.125%
HK$140,142
baseline
▲ 0.50% · 4.625%
HK$147,529
+HK$7,387/mo
Deposit HK$11.23M · loan HK$26.21M · min. income ≈ HK$280,284/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,591,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,661
−HK$9,636/mo
▼ 0.25% · 3.875%
HK$158,441
−HK$4,856/mo
Today · 4.125%
HK$163,297
baseline
▲ 0.50% · 4.625%
HK$173,233
+HK$9,936/mo
Deposit HK$3.74M · loan HK$33.69M · min. income ≈ HK$326,594/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,591,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,947
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$175,531
−HK$4,651/mo
Today · 4.125%
HK$180,182
baseline
▲ 0.50% · 4.625%
HK$189,680
+HK$9,498/mo
Deposit HK$3.74M · loan HK$33.69M · min. income ≈ HK$360,364/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$1,591,099 · Scale 2, in force from 26 Feb 2026)