LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,395
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$88,051
−HK$2,699/mo
Today · 4.125%
HK$90,750
baseline
▲ 0.50% · 4.625%
HK$96,272
+HK$5,522/mo
Deposit HK$18.72M · loan HK$18.72M · min. income ≈ HK$181,500/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,001
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$97,549
−HK$2,584/mo
Today · 4.125%
HK$100,133
baseline
▲ 0.50% · 4.625%
HK$105,412
+HK$5,279/mo
Deposit HK$18.72M · loan HK$18.72M · min. income ≈ HK$200,266/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,474
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$105,661
−HK$3,239/mo
Today · 4.125%
HK$108,900
baseline
▲ 0.50% · 4.625%
HK$115,526
+HK$6,626/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$217,800/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,001
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$117,058
−HK$3,102/mo
Today · 4.125%
HK$120,160
baseline
▲ 0.50% · 4.625%
HK$126,494
+HK$6,334/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$240,320/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,553
−HK$7,497/mo
▼ 0.25% · 3.875%
HK$123,271
−HK$3,779/mo
Today · 4.125%
HK$127,050
baseline
▲ 0.50% · 4.625%
HK$134,780
+HK$7,730/mo
Deposit HK$11.23M · loan HK$26.21M · min. income ≈ HK$254,100/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,001
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$136,568
−HK$3,619/mo
Today · 4.125%
HK$140,187
baseline
▲ 0.50% · 4.625%
HK$147,576
+HK$7,389/mo
Deposit HK$11.23M · loan HK$26.21M · min. income ≈ HK$280,374/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,711
−HK$9,639/mo
▼ 0.25% · 3.875%
HK$158,492
−HK$4,858/mo
Today · 4.125%
HK$163,350
baseline
▲ 0.50% · 4.625%
HK$173,289
+HK$9,939/mo
Deposit HK$3.74M · loan HK$33.70M · min. income ≈ HK$326,700/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,001
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$175,588
−HK$4,652/mo
Today · 4.125%
HK$180,240
baseline
▲ 0.50% · 4.625%
HK$189,741
+HK$9,501/mo
Deposit HK$3.74M · loan HK$33.70M · min. income ≈ HK$360,480/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,610 · Scale 2, in force from 26 Feb 2026)