LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,403
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$88,059
−HK$2,699/mo
Today · 4.125%
HK$90,758
baseline
▲ 0.50% · 4.625%
HK$96,281
+HK$5,523/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,516/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,010
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$97,558
−HK$2,585/mo
Today · 4.125%
HK$100,143
baseline
▲ 0.50% · 4.625%
HK$105,422
+HK$5,279/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,286/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,483
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$105,671
−HK$3,239/mo
Today · 4.125%
HK$108,910
baseline
▲ 0.50% · 4.625%
HK$115,537
+HK$6,627/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$217,820/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,012
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$117,070
−HK$3,102/mo
Today · 4.125%
HK$120,172
baseline
▲ 0.50% · 4.625%
HK$126,506
+HK$6,334/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$240,344/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,564
−HK$7,498/mo
▼ 0.25% · 3.875%
HK$123,283
−HK$3,779/mo
Today · 4.125%
HK$127,062
baseline
▲ 0.50% · 4.625%
HK$134,793
+HK$7,731/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$254,124/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,014
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$136,581
−HK$3,619/mo
Today · 4.125%
HK$140,200
baseline
▲ 0.50% · 4.625%
HK$147,590
+HK$7,390/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$280,400/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,725
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$158,507
−HK$4,858/mo
Today · 4.125%
HK$163,365
baseline
▲ 0.50% · 4.625%
HK$173,305
+HK$9,940/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$326,730/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,018
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$175,604
−HK$4,653/mo
Today · 4.125%
HK$180,257
baseline
▲ 0.50% · 4.625%
HK$189,759
+HK$9,502/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$360,514/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,761 · Scale 2, in force from 26 Feb 2026)