LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,411
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,067
−HK$2,700/mo
Today · 4.125%
HK$90,767
baseline
▲ 0.50% · 4.625%
HK$96,289
+HK$5,522/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,534/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,018
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,567
−HK$2,585/mo
Today · 4.125%
HK$100,152
baseline
▲ 0.50% · 4.625%
HK$105,431
+HK$5,279/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,304/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,493
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$105,681
−HK$3,239/mo
Today · 4.125%
HK$108,920
baseline
▲ 0.50% · 4.625%
HK$115,547
+HK$6,627/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$217,840/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,022
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$117,080
−HK$3,102/mo
Today · 4.125%
HK$120,182
baseline
▲ 0.50% · 4.625%
HK$126,517
+HK$6,335/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$240,364/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,575
−HK$7,498/mo
▼ 0.25% · 3.875%
HK$123,294
−HK$3,779/mo
Today · 4.125%
HK$127,073
baseline
▲ 0.50% · 4.625%
HK$134,805
+HK$7,732/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$254,146/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,026
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$136,593
−HK$3,620/mo
Today · 4.125%
HK$140,213
baseline
▲ 0.50% · 4.625%
HK$147,604
+HK$7,391/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$280,426/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,739
−HK$9,641/mo
▼ 0.25% · 3.875%
HK$158,521
−HK$4,859/mo
Today · 4.125%
HK$163,380
baseline
▲ 0.50% · 4.625%
HK$173,321
+HK$9,941/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$326,760/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,033
−HK$9,240/mo
▼ 0.25% · 3.875%
HK$175,620
−HK$4,653/mo
Today · 4.125%
HK$180,273
baseline
▲ 0.50% · 4.625%
HK$189,776
+HK$9,503/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$360,546/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,904 · Scale 2, in force from 26 Feb 2026)