LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,412
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,069
−HK$2,699/mo
Today · 4.125%
HK$90,768
baseline
▲ 0.50% · 4.625%
HK$96,291
+HK$5,523/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,536/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,020
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,569
−HK$2,585/mo
Today · 4.125%
HK$100,154
baseline
▲ 0.50% · 4.625%
HK$105,433
+HK$5,279/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,308/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,495
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$105,683
−HK$3,239/mo
Today · 4.125%
HK$108,922
baseline
▲ 0.50% · 4.625%
HK$115,550
+HK$6,628/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$217,844/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,024
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$117,082
−HK$3,103/mo
Today · 4.125%
HK$120,185
baseline
▲ 0.50% · 4.625%
HK$126,520
+HK$6,335/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$240,370/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,577
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,297
−HK$3,779/mo
Today · 4.125%
HK$127,076
baseline
▲ 0.50% · 4.625%
HK$134,808
+HK$7,732/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$254,152/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,028
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$136,596
−HK$3,619/mo
Today · 4.125%
HK$140,215
baseline
▲ 0.50% · 4.625%
HK$147,606
+HK$7,391/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$280,430/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,742
−HK$9,641/mo
▼ 0.25% · 3.875%
HK$158,524
−HK$4,859/mo
Today · 4.125%
HK$163,383
baseline
▲ 0.50% · 4.625%
HK$173,324
+HK$9,941/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$326,766/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,036
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$175,624
−HK$4,653/mo
Today · 4.125%
HK$180,277
baseline
▲ 0.50% · 4.625%
HK$189,780
+HK$9,503/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$360,554/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,936 · Scale 2, in force from 26 Feb 2026)