LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,413
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,070
−HK$2,699/mo
Today · 4.125%
HK$90,769
baseline
▲ 0.50% · 4.625%
HK$96,292
+HK$5,523/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,538/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,021
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,569
−HK$2,586/mo
Today · 4.125%
HK$100,155
baseline
▲ 0.50% · 4.625%
HK$105,434
+HK$5,279/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,310/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,495
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$105,683
−HK$3,240/mo
Today · 4.125%
HK$108,923
baseline
▲ 0.50% · 4.625%
HK$115,550
+HK$6,627/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$217,846/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,025
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$117,083
−HK$3,102/mo
Today · 4.125%
HK$120,185
baseline
▲ 0.50% · 4.625%
HK$126,521
+HK$6,336/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$240,370/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,591,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,578
−HK$7,498/mo
▼ 0.25% · 3.875%
HK$123,297
−HK$3,779/mo
Today · 4.125%
HK$127,076
baseline
▲ 0.50% · 4.625%
HK$134,809
+HK$7,733/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$254,152/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,029
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$136,597
−HK$3,619/mo
Today · 4.125%
HK$140,216
baseline
▲ 0.50% · 4.625%
HK$147,607
+HK$7,391/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$280,432/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,743
−HK$9,641/mo
▼ 0.25% · 3.875%
HK$158,525
−HK$4,859/mo
Today · 4.125%
HK$163,384
baseline
▲ 0.50% · 4.625%
HK$173,326
+HK$9,942/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$326,768/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,037
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$175,625
−HK$4,653/mo
Today · 4.125%
HK$180,278
baseline
▲ 0.50% · 4.625%
HK$189,781
+HK$9,503/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$360,556/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,945 · Scale 2, in force from 26 Feb 2026)