LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,414
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,071
−HK$2,699/mo
Today · 4.125%
HK$90,770
baseline
▲ 0.50% · 4.625%
HK$96,293
+HK$5,523/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,540/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,022
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,571
−HK$2,585/mo
Today · 4.125%
HK$100,156
baseline
▲ 0.50% · 4.625%
HK$105,435
+HK$5,279/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,312/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,591,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,497
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$105,685
−HK$3,239/mo
Today · 4.125%
HK$108,924
baseline
▲ 0.50% · 4.625%
HK$115,552
+HK$6,628/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$217,848/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,591,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,027
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$117,085
−HK$3,102/mo
Today · 4.125%
HK$120,187
baseline
▲ 0.50% · 4.625%
HK$126,522
+HK$6,335/mo
Deposit HK$14.98M · loan HK$22.47M · min. income ≈ HK$240,374/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,591,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,580
−HK$7,498/mo
▼ 0.25% · 3.875%
HK$123,299
−HK$3,779/mo
Today · 4.125%
HK$127,078
baseline
▲ 0.50% · 4.625%
HK$134,811
+HK$7,733/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$254,156/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,031
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$136,599
−HK$3,619/mo
Today · 4.125%
HK$140,218
baseline
▲ 0.50% · 4.625%
HK$147,609
+HK$7,391/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$280,436/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,591,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,745
−HK$9,641/mo
▼ 0.25% · 3.875%
HK$158,527
−HK$4,859/mo
Today · 4.125%
HK$163,386
baseline
▲ 0.50% · 4.625%
HK$173,328
+HK$9,942/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$326,772/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,040
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$175,627
−HK$4,654/mo
Today · 4.125%
HK$180,281
baseline
▲ 0.50% · 4.625%
HK$189,783
+HK$9,502/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$360,562/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,591,967 · Scale 2, in force from 26 Feb 2026)