LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,416
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$88,073
−HK$2,700/mo
Today · 4.125%
HK$90,773
baseline
▲ 0.50% · 4.625%
HK$96,296
+HK$5,523/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,546/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,592,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,025
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,573
−HK$2,586/mo
Today · 4.125%
HK$100,159
baseline
▲ 0.50% · 4.625%
HK$105,438
+HK$5,279/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,318/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,592,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,500
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$105,688
−HK$3,239/mo
Today · 4.125%
HK$108,927
baseline
▲ 0.50% · 4.625%
HK$115,555
+HK$6,628/mo
Deposit HK$14.98M · loan HK$22.48M · min. income ≈ HK$217,854/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,030
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$117,088
−HK$3,102/mo
Today · 4.125%
HK$120,190
baseline
▲ 0.50% · 4.625%
HK$126,526
+HK$6,336/mo
Deposit HK$14.98M · loan HK$22.48M · min. income ≈ HK$240,380/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,583
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,303
−HK$3,779/mo
Today · 4.125%
HK$127,082
baseline
▲ 0.50% · 4.625%
HK$134,814
+HK$7,732/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$254,164/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,035
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$136,603
−HK$3,619/mo
Today · 4.125%
HK$140,222
baseline
▲ 0.50% · 4.625%
HK$147,614
+HK$7,392/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$280,444/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,749
−HK$9,642/mo
▼ 0.25% · 3.875%
HK$158,532
−HK$4,859/mo
Today · 4.125%
HK$163,391
baseline
▲ 0.50% · 4.625%
HK$173,333
+HK$9,942/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$326,782/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,045
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$175,632
−HK$4,654/mo
Today · 4.125%
HK$180,286
baseline
▲ 0.50% · 4.625%
HK$189,789
+HK$9,503/mo
Deposit HK$3.75M · loan HK$33.71M · min. income ≈ HK$360,572/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,012 · Scale 2, in force from 26 Feb 2026)