LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,425
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$88,083
−HK$2,699/mo
Today · 4.125%
HK$90,782
baseline
▲ 0.50% · 4.625%
HK$96,306
+HK$5,524/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,564/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,592,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,035
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,584
−HK$2,585/mo
Today · 4.125%
HK$100,169
baseline
▲ 0.50% · 4.625%
HK$105,449
+HK$5,280/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,338/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,592,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,510
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$105,699
−HK$3,240/mo
Today · 4.125%
HK$108,939
baseline
▲ 0.50% · 4.625%
HK$115,567
+HK$6,628/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$217,878/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,042
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$117,100
−HK$3,103/mo
Today · 4.125%
HK$120,203
baseline
▲ 0.50% · 4.625%
HK$126,539
+HK$6,336/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$240,406/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,596
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,316
−HK$3,779/mo
Today · 4.125%
HK$127,095
baseline
▲ 0.50% · 4.625%
HK$134,829
+HK$7,734/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$254,190/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,049
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,617
−HK$3,620/mo
Today · 4.125%
HK$140,237
baseline
▲ 0.50% · 4.625%
HK$147,629
+HK$7,392/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$280,474/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,766
−HK$9,642/mo
▼ 0.25% · 3.875%
HK$158,549
−HK$4,859/mo
Today · 4.125%
HK$163,408
baseline
▲ 0.50% · 4.625%
HK$173,351
+HK$9,943/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$326,816/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,063
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$175,651
−HK$4,654/mo
Today · 4.125%
HK$180,305
baseline
▲ 0.50% · 4.625%
HK$189,809
+HK$9,504/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$360,610/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,180 · Scale 2, in force from 26 Feb 2026)