LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,428
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$88,085
−HK$2,700/mo
Today · 4.125%
HK$90,785
baseline
▲ 0.50% · 4.625%
HK$96,309
+HK$5,524/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,570/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,592,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,037
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,586
−HK$2,586/mo
Today · 4.125%
HK$100,172
baseline
▲ 0.50% · 4.625%
HK$105,452
+HK$5,280/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,344/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,592,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,513
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$105,702
−HK$3,240/mo
Today · 4.125%
HK$108,942
baseline
▲ 0.50% · 4.625%
HK$115,570
+HK$6,628/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$217,884/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,045
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$117,103
−HK$3,103/mo
Today · 4.125%
HK$120,206
baseline
▲ 0.50% · 4.625%
HK$126,543
+HK$6,337/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$240,412/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,599
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$123,319
−HK$3,780/mo
Today · 4.125%
HK$127,099
baseline
▲ 0.50% · 4.625%
HK$134,832
+HK$7,733/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$254,198/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,052
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$136,621
−HK$3,620/mo
Today · 4.125%
HK$140,241
baseline
▲ 0.50% · 4.625%
HK$147,633
+HK$7,392/mo
Deposit HK$11.24M · loan HK$26.22M · min. income ≈ HK$280,482/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,770
−HK$9,642/mo
▼ 0.25% · 3.875%
HK$158,553
−HK$4,859/mo
Today · 4.125%
HK$163,412
baseline
▲ 0.50% · 4.625%
HK$173,356
+HK$9,944/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$326,824/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,067
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$175,655
−HK$4,654/mo
Today · 4.125%
HK$180,309
baseline
▲ 0.50% · 4.625%
HK$189,814
+HK$9,505/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$360,618/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,222 · Scale 2, in force from 26 Feb 2026)