LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,433
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$88,090
−HK$2,700/mo
Today · 4.125%
HK$90,790
baseline
▲ 0.50% · 4.625%
HK$96,314
+HK$5,524/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,580/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,043
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,592
−HK$2,586/mo
Today · 4.125%
HK$100,178
baseline
▲ 0.50% · 4.625%
HK$105,458
+HK$5,280/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,356/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,519
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$105,708
−HK$3,240/mo
Today · 4.125%
HK$108,948
baseline
▲ 0.50% · 4.625%
HK$115,577
+HK$6,629/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$217,896/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,051
−HK$6,162/mo
▼ 0.25% · 3.875%
HK$117,110
−HK$3,103/mo
Today · 4.125%
HK$120,213
baseline
▲ 0.50% · 4.625%
HK$126,550
+HK$6,337/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$240,426/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,606
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$123,326
−HK$3,780/mo
Today · 4.125%
HK$127,106
baseline
▲ 0.50% · 4.625%
HK$134,840
+HK$7,734/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$254,212/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,060
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$136,629
−HK$3,620/mo
Today · 4.125%
HK$140,249
baseline
▲ 0.50% · 4.625%
HK$147,642
+HK$7,393/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$280,498/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,779
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$158,562
−HK$4,860/mo
Today · 4.125%
HK$163,422
baseline
▲ 0.50% · 4.625%
HK$173,366
+HK$9,944/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$326,844/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,077
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,665
−HK$4,655/mo
Today · 4.125%
HK$180,320
baseline
▲ 0.50% · 4.625%
HK$189,825
+HK$9,505/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$360,640/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,315 · Scale 2, in force from 26 Feb 2026)