LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,439
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,097
−HK$2,700/mo
Today · 4.125%
HK$90,797
baseline
▲ 0.50% · 4.625%
HK$96,322
+HK$5,525/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$181,594/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,050
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,599
−HK$2,586/mo
Today · 4.125%
HK$100,185
baseline
▲ 0.50% · 4.625%
HK$105,466
+HK$5,281/mo
Deposit HK$18.73M · loan HK$18.73M · min. income ≈ HK$200,370/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,527
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$105,716
−HK$3,240/mo
Today · 4.125%
HK$108,956
baseline
▲ 0.50% · 4.625%
HK$115,586
+HK$6,630/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$217,912/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,060
−HK$6,162/mo
▼ 0.25% · 3.875%
HK$117,119
−HK$3,103/mo
Today · 4.125%
HK$120,222
baseline
▲ 0.50% · 4.625%
HK$126,560
+HK$6,338/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$240,444/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,615
−HK$7,501/mo
▼ 0.25% · 3.875%
HK$123,335
−HK$3,781/mo
Today · 4.125%
HK$127,116
baseline
▲ 0.50% · 4.625%
HK$134,850
+HK$7,734/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$254,232/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,070
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,639
−HK$3,621/mo
Today · 4.125%
HK$140,260
baseline
▲ 0.50% · 4.625%
HK$147,653
+HK$7,393/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$280,520/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,790
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$158,574
−HK$4,860/mo
Today · 4.125%
HK$163,434
baseline
▲ 0.50% · 4.625%
HK$173,379
+HK$9,945/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$326,868/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,090
−HK$9,244/mo
▼ 0.25% · 3.875%
HK$175,679
−HK$4,655/mo
Today · 4.125%
HK$180,334
baseline
▲ 0.50% · 4.625%
HK$189,839
+HK$9,505/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$360,668/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,435 · Scale 2, in force from 26 Feb 2026)