LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,443
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,101
−HK$2,700/mo
Today · 4.125%
HK$90,801
baseline
▲ 0.50% · 4.625%
HK$96,326
+HK$5,525/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$181,602/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,055
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,604
−HK$2,586/mo
Today · 4.125%
HK$100,190
baseline
▲ 0.50% · 4.625%
HK$105,471
+HK$5,281/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$200,380/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,532
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$105,721
−HK$3,240/mo
Today · 4.125%
HK$108,961
baseline
▲ 0.50% · 4.625%
HK$115,592
+HK$6,631/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$217,922/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,066
−HK$6,162/mo
▼ 0.25% · 3.875%
HK$117,125
−HK$3,103/mo
Today · 4.125%
HK$120,228
baseline
▲ 0.50% · 4.625%
HK$126,566
+HK$6,338/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$240,456/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,620
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$123,341
−HK$3,781/mo
Today · 4.125%
HK$127,122
baseline
▲ 0.50% · 4.625%
HK$134,857
+HK$7,735/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$254,244/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,077
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$136,646
−HK$3,620/mo
Today · 4.125%
HK$140,266
baseline
▲ 0.50% · 4.625%
HK$147,660
+HK$7,394/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$280,532/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,798
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$158,582
−HK$4,860/mo
Today · 4.125%
HK$163,442
baseline
▲ 0.50% · 4.625%
HK$173,387
+HK$9,945/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$326,884/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,098
−HK$9,244/mo
▼ 0.25% · 3.875%
HK$175,687
−HK$4,655/mo
Today · 4.125%
HK$180,342
baseline
▲ 0.50% · 4.625%
HK$189,848
+HK$9,506/mo
Deposit HK$3.75M · loan HK$33.72M · min. income ≈ HK$360,684/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,513 · Scale 2, in force from 26 Feb 2026)