LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,451
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,108
−HK$2,701/mo
Today · 4.125%
HK$90,809
baseline
▲ 0.50% · 4.625%
HK$96,335
+HK$5,526/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$181,618/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,063
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,612
−HK$2,587/mo
Today · 4.125%
HK$100,199
baseline
▲ 0.50% · 4.625%
HK$105,480
+HK$5,281/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$200,398/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,541
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$105,730
−HK$3,241/mo
Today · 4.125%
HK$108,971
baseline
▲ 0.50% · 4.625%
HK$115,601
+HK$6,630/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$217,942/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,075
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$117,135
−HK$3,104/mo
Today · 4.125%
HK$120,239
baseline
▲ 0.50% · 4.625%
HK$126,576
+HK$6,337/mo
Deposit HK$14.99M · loan HK$22.48M · min. income ≈ HK$240,478/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,631
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$123,352
−HK$3,781/mo
Today · 4.125%
HK$127,133
baseline
▲ 0.50% · 4.625%
HK$134,868
+HK$7,735/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$254,266/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,088
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,657
−HK$3,621/mo
Today · 4.125%
HK$140,278
baseline
▲ 0.50% · 4.625%
HK$147,673
+HK$7,395/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$280,556/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,592,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,811
−HK$9,645/mo
▼ 0.25% · 3.875%
HK$158,595
−HK$4,861/mo
Today · 4.125%
HK$163,456
baseline
▲ 0.50% · 4.625%
HK$173,402
+HK$9,946/mo
Deposit HK$3.75M · loan HK$33.73M · min. income ≈ HK$326,912/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,113
−HK$9,245/mo
▼ 0.25% · 3.875%
HK$175,702
−HK$4,656/mo
Today · 4.125%
HK$180,358
baseline
▲ 0.50% · 4.625%
HK$189,865
+HK$9,507/mo
Deposit HK$3.75M · loan HK$33.73M · min. income ≈ HK$360,716/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,649 · Scale 2, in force from 26 Feb 2026)