LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,458
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,116
−HK$2,701/mo
Today · 4.125%
HK$90,817
baseline
▲ 0.50% · 4.625%
HK$96,343
+HK$5,526/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$181,634/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,071
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,621
−HK$2,587/mo
Today · 4.125%
HK$100,208
baseline
▲ 0.50% · 4.625%
HK$105,490
+HK$5,282/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$200,416/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,592,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,550
−HK$6,431/mo
▼ 0.25% · 3.875%
HK$105,740
−HK$3,241/mo
Today · 4.125%
HK$108,981
baseline
▲ 0.50% · 4.625%
HK$115,612
+HK$6,631/mo
Deposit HK$14.99M · loan HK$22.49M · min. income ≈ HK$217,962/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,086
−HK$6,163/mo
▼ 0.25% · 3.875%
HK$117,145
−HK$3,104/mo
Today · 4.125%
HK$120,249
baseline
▲ 0.50% · 4.625%
HK$126,588
+HK$6,339/mo
Deposit HK$14.99M · loan HK$22.49M · min. income ≈ HK$240,498/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,592,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,641
−HK$7,503/mo
▼ 0.25% · 3.875%
HK$123,363
−HK$3,781/mo
Today · 4.125%
HK$127,144
baseline
▲ 0.50% · 4.625%
HK$134,880
+HK$7,736/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$254,288/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,592,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,100
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$136,669
−HK$3,622/mo
Today · 4.125%
HK$140,291
baseline
▲ 0.50% · 4.625%
HK$147,686
+HK$7,395/mo
Deposit HK$11.24M · loan HK$26.23M · min. income ≈ HK$280,582/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,592,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,825
−HK$9,646/mo
▼ 0.25% · 3.875%
HK$158,609
−HK$4,862/mo
Today · 4.125%
HK$163,471
baseline
▲ 0.50% · 4.625%
HK$173,418
+HK$9,947/mo
Deposit HK$3.75M · loan HK$33.73M · min. income ≈ HK$326,942/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,128
−HK$9,246/mo
▼ 0.25% · 3.875%
HK$175,718
−HK$4,656/mo
Today · 4.125%
HK$180,374
baseline
▲ 0.50% · 4.625%
HK$189,882
+HK$9,508/mo
Deposit HK$3.75M · loan HK$33.73M · min. income ≈ HK$360,748/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,592,791 · Scale 2, in force from 26 Feb 2026)