LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,470
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,128
−HK$2,701/mo
Today · 4.125%
HK$90,829
baseline
▲ 0.50% · 4.625%
HK$96,356
+HK$5,527/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$181,658/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,593,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,084
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,634
−HK$2,587/mo
Today · 4.125%
HK$100,221
baseline
▲ 0.50% · 4.625%
HK$105,504
+HK$5,283/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$200,442/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,593,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,563
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,754
−HK$3,241/mo
Today · 4.125%
HK$108,995
baseline
▲ 0.50% · 4.625%
HK$115,627
+HK$6,632/mo
Deposit HK$14.99M · loan HK$22.49M · min. income ≈ HK$217,990/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,101
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$117,161
−HK$3,104/mo
Today · 4.125%
HK$120,265
baseline
▲ 0.50% · 4.625%
HK$126,605
+HK$6,340/mo
Deposit HK$14.99M · loan HK$22.49M · min. income ≈ HK$240,530/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,657
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,379
−HK$3,782/mo
Today · 4.125%
HK$127,161
baseline
▲ 0.50% · 4.625%
HK$134,898
+HK$7,737/mo
Deposit HK$11.24M · loan HK$26.24M · min. income ≈ HK$254,322/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,118
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$136,688
−HK$3,622/mo
Today · 4.125%
HK$140,310
baseline
▲ 0.50% · 4.625%
HK$147,705
+HK$7,395/mo
Deposit HK$11.24M · loan HK$26.24M · min. income ≈ HK$280,620/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,845
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$158,631
−HK$4,862/mo
Today · 4.125%
HK$163,493
baseline
▲ 0.50% · 4.625%
HK$173,441
+HK$9,948/mo
Deposit HK$3.75M · loan HK$33.73M · min. income ≈ HK$326,986/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,151
−HK$9,247/mo
▼ 0.25% · 3.875%
HK$175,741
−HK$4,657/mo
Today · 4.125%
HK$180,398
baseline
▲ 0.50% · 4.625%
HK$189,907
+HK$9,509/mo
Deposit HK$3.75M · loan HK$33.73M · min. income ≈ HK$360,796/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,004 · Scale 2, in force from 26 Feb 2026)