LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,480
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,139
−HK$2,701/mo
Today · 4.125%
HK$90,840
baseline
▲ 0.50% · 4.625%
HK$96,368
+HK$5,528/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$181,680/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,096
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,646
−HK$2,587/mo
Today · 4.125%
HK$100,233
baseline
▲ 0.50% · 4.625%
HK$105,517
+HK$5,284/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$200,466/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,576
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,767
−HK$3,241/mo
Today · 4.125%
HK$109,008
baseline
▲ 0.50% · 4.625%
HK$115,641
+HK$6,633/mo
Deposit HK$14.99M · loan HK$22.49M · min. income ≈ HK$218,016/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,115
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$117,175
−HK$3,105/mo
Today · 4.125%
HK$120,280
baseline
▲ 0.50% · 4.625%
HK$126,620
+HK$6,340/mo
Deposit HK$14.99M · loan HK$22.49M · min. income ≈ HK$240,560/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,672
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,394
−HK$3,782/mo
Today · 4.125%
HK$127,176
baseline
▲ 0.50% · 4.625%
HK$134,915
+HK$7,739/mo
Deposit HK$11.25M · loan HK$26.24M · min. income ≈ HK$254,352/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,134
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$136,704
−HK$3,623/mo
Today · 4.125%
HK$140,327
baseline
▲ 0.50% · 4.625%
HK$147,723
+HK$7,396/mo
Deposit HK$11.25M · loan HK$26.24M · min. income ≈ HK$280,654/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,864
−HK$9,649/mo
▼ 0.25% · 3.875%
HK$158,650
−HK$4,863/mo
Today · 4.125%
HK$163,513
baseline
▲ 0.50% · 4.625%
HK$173,462
+HK$9,949/mo
Deposit HK$3.75M · loan HK$33.74M · min. income ≈ HK$327,026/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,172
−HK$9,248/mo
▼ 0.25% · 3.875%
HK$175,763
−HK$4,657/mo
Today · 4.125%
HK$180,420
baseline
▲ 0.50% · 4.625%
HK$189,930
+HK$9,510/mo
Deposit HK$3.75M · loan HK$33.74M · min. income ≈ HK$360,840/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,197 · Scale 2, in force from 26 Feb 2026)