LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,481
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$88,140
−HK$2,702/mo
Today · 4.125%
HK$90,842
baseline
▲ 0.50% · 4.625%
HK$96,369
+HK$5,527/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$181,684/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,097
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,648
−HK$2,587/mo
Today · 4.125%
HK$100,235
baseline
▲ 0.50% · 4.625%
HK$105,518
+HK$5,283/mo
Deposit HK$18.74M · loan HK$18.74M · min. income ≈ HK$200,470/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,578
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,768
−HK$3,242/mo
Today · 4.125%
HK$109,010
baseline
▲ 0.50% · 4.625%
HK$115,643
+HK$6,633/mo
Deposit HK$15.00M · loan HK$22.49M · min. income ≈ HK$218,020/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,117
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$117,177
−HK$3,105/mo
Today · 4.125%
HK$120,282
baseline
▲ 0.50% · 4.625%
HK$126,622
+HK$6,340/mo
Deposit HK$15.00M · loan HK$22.49M · min. income ≈ HK$240,564/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,674
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,396
−HK$3,782/mo
Today · 4.125%
HK$127,178
baseline
▲ 0.50% · 4.625%
HK$134,917
+HK$7,739/mo
Deposit HK$11.25M · loan HK$26.24M · min. income ≈ HK$254,356/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,136
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$136,707
−HK$3,622/mo
Today · 4.125%
HK$140,329
baseline
▲ 0.50% · 4.625%
HK$147,726
+HK$7,397/mo
Deposit HK$11.25M · loan HK$26.24M · min. income ≈ HK$280,658/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,866
−HK$9,649/mo
▼ 0.25% · 3.875%
HK$158,653
−HK$4,862/mo
Today · 4.125%
HK$163,515
baseline
▲ 0.50% · 4.625%
HK$173,465
+HK$9,950/mo
Deposit HK$3.75M · loan HK$33.74M · min. income ≈ HK$327,030/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,175
−HK$9,248/mo
▼ 0.25% · 3.875%
HK$175,766
−HK$4,657/mo
Today · 4.125%
HK$180,423
baseline
▲ 0.50% · 4.625%
HK$189,933
+HK$9,510/mo
Deposit HK$3.75M · loan HK$33.74M · min. income ≈ HK$360,846/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,224 · Scale 2, in force from 26 Feb 2026)