LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,488
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$88,147
−HK$2,702/mo
Today · 4.125%
HK$90,849
baseline
▲ 0.50% · 4.625%
HK$96,377
+HK$5,528/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$181,698/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,105
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,655
−HK$2,588/mo
Today · 4.125%
HK$100,243
baseline
▲ 0.50% · 4.625%
HK$105,527
+HK$5,284/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$200,486/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,586
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,777
−HK$3,242/mo
Today · 4.125%
HK$109,019
baseline
▲ 0.50% · 4.625%
HK$115,652
+HK$6,633/mo
Deposit HK$15.00M · loan HK$22.49M · min. income ≈ HK$218,038/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,125
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,186
−HK$3,105/mo
Today · 4.125%
HK$120,291
baseline
▲ 0.50% · 4.625%
HK$126,632
+HK$6,341/mo
Deposit HK$15.00M · loan HK$22.49M · min. income ≈ HK$240,582/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,683
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$123,406
−HK$3,782/mo
Today · 4.125%
HK$127,188
baseline
▲ 0.50% · 4.625%
HK$134,927
+HK$7,739/mo
Deposit HK$11.25M · loan HK$26.24M · min. income ≈ HK$254,376/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,146
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$136,717
−HK$3,623/mo
Today · 4.125%
HK$140,340
baseline
▲ 0.50% · 4.625%
HK$147,737
+HK$7,397/mo
Deposit HK$11.25M · loan HK$26.24M · min. income ≈ HK$280,680/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,878
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$158,665
−HK$4,863/mo
Today · 4.125%
HK$163,528
baseline
▲ 0.50% · 4.625%
HK$173,478
+HK$9,950/mo
Deposit HK$3.75M · loan HK$33.74M · min. income ≈ HK$327,056/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,188
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$175,779
−HK$4,658/mo
Today · 4.125%
HK$180,437
baseline
▲ 0.50% · 4.625%
HK$189,948
+HK$9,511/mo
Deposit HK$3.75M · loan HK$33.74M · min. income ≈ HK$360,874/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,348 · Scale 2, in force from 26 Feb 2026)